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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
E-Finance For Digital And Financial InvestmentsE's 3-Year RORE % for the quarter that ended in Jun. 2026 was 48.40%.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
E-Finance For Digital And Financial InvestmentsE 3-Year RORE % Related Terms
E-Finance For Digital And Financial InvestmentsE 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-Finance For Digital And Financial InvestmentsE 3-Year RORE % Chart
E-Finance For Digital And Financial InvestmentsE Annual Data
CAI:EFIH vs MSFT, PLTR, ORCL: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-Finance For Digital And Financial InvestmentsE 3-Year RORE % vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) has a 3-Year RORE % of 48.40 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. According to the industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #487 out of 2562 companies in the Software industry, placing it in the top 19%.
Is E-Finance For Digital And Financial InvestmentsE's 3-Year RORE % too high?
E-Finance For Digital And Financial InvestmentsE's current 3-Year RORE % is 48.40. The Software industry median 3-Year RORE % is 4.13. E-Finance For Digital And Financial InvestmentsE's value of 48.40 is 1071.9% above this industry median. Based on the distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #487 out of 2562 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, E-Finance For Digital And Financial InvestmentsE has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-Finance For Digital And Financial InvestmentsE's 3-Year RORE % compare to MSFT and PLTR?
According to the Software industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #487 out of 2562 companies for 3-Year RORE %. This places E-Finance For Digital And Financial InvestmentsE in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 4.13. E-Finance For Digital And Financial InvestmentsE's value of 48.40 is 1071.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 4.13, based on 2,562 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Finance For Digital And Financial InvestmentsE's current 3-Year RORE % of 48.40 is 1071.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. For the Software industry, the median 3-Year RORE % is 4.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Finance For Digital And Financial InvestmentsE's current 3-Year RORE % is 48.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Finance For Digital And Financial InvestmentsE stock overvalued right now?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) is currently considered Fairly Valued. The stock's GF Value™ is E£23.68, compared to a current price of E£23.99 — trading 1.3% above its estimated fair value. The current 3-Year RORE % is 48.40 and 1071.9% above the Software industry median of 4.13. E-Finance For Digital And Financial InvestmentsE's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For E-Finance For Digital And Financial InvestmentsE (CAI:EFIH), the current 3-Year RORE % is 48.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Overvalued in 2026?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE stock appears to be overvalued.
The current stock price of E£23.99 is trading 1.3% above its estimated GF Value™ of E£23.68.
GuruFocus considers E-Finance For Digital And Financial InvestmentsE to be Fairly Valued.
Key valuation signals for CAI:EFIH:
3-Year RORE %: 48.40
GF Value™: E£23.68 vs. price of E£23.99 (1.3% above fair value)
Industry Position: 1071.9% above the Software median (#487 of 2562)
No single metric tells the full story. See the CAI:EFIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the installation and Technical support services.
96GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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