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Ben Graham prefers companies' interest coverage to be at least 5. E-Finance For Digital And Financial Investments SAE has enough cash to cover all of its debt. Its financial situation is stable.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
E-Finance For Digital And Financial InvestmentsE Interest Coverage Related Terms
E-Finance For Digital And Financial InvestmentsE Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
E-Finance For Digital And Financial InvestmentsE Interest Coverage Chart
E-Finance For Digital And Financial InvestmentsE Annual Data
CAI:EFIH vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-Finance For Digital And Financial InvestmentsE Interest Coverage vs Software Industry
E-Finance For Digital And Financial InvestmentsE Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) has a Interest Coverage of 23.99 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. This is 44% below median its historical median of 42.72. Over the past decade, E-Finance For Digital And Financial InvestmentsE's Interest Coverage has ranged from 7.41 to 81.05. According to the industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #704 out of 1721 companies in the Software industry, placing it in the top 40.9%.
Is E-Finance For Digital And Financial InvestmentsE's Interest Coverage too high?
E-Finance For Digital And Financial InvestmentsE's current Interest Coverage of 23.99 is 44% below median its 10-year median of 42.72. Over the past 10 years, this metric has ranged from a low of 7.41 to a high of 81.05. The Software industry median Interest Coverage is 26.06. E-Finance For Digital And Financial InvestmentsE's value of 23.99 is 7.9% below this industry median. Based on the distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #704 out of 1721 companies in the Software industry, which is above the industry midpoint. Overall, E-Finance For Digital And Financial InvestmentsE has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-Finance For Digital And Financial InvestmentsE's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #704 out of 1721 companies for Interest Coverage. This puts E-Finance For Digital And Financial InvestmentsE in the upper half of its industry. The industry median Interest Coverage is 26.06. E-Finance For Digital And Financial InvestmentsE's value of 23.99 is 7.9% below this benchmark. Historically, E-Finance For Digital And Financial InvestmentsE's own Interest Coverage has ranged from 7.41 to 81.05 over the past decade. While the company's 10-year median is 42.72 vs. the industry median of 26.06, E-Finance For Digital And Financial InvestmentsE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.06, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Finance For Digital And Financial InvestmentsE's current Interest Coverage of 23.99 is 7.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. For the Software industry, the median Interest Coverage is 26.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Finance For Digital And Financial InvestmentsE's current Interest Coverage is 23.99, which is 44% below median its own 10-year median of 42.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Finance For Digital And Financial InvestmentsE stock overvalued right now?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) is currently considered Fairly Valued. The stock's GF Value™ is E£23.34, compared to a current price of E£24.99 — trading 7.1% above its estimated fair value. The current Interest Coverage is 23.99, which is 44% below median its 10-year median of 42.72 and 7.9% below the Software industry median of 26.06. E-Finance For Digital And Financial InvestmentsE's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For E-Finance For Digital And Financial InvestmentsE (CAI:EFIH), the current Interest Coverage is 23.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Overvalued in 2026?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE stock appears to be overvalued.
The current stock price of E£24.99 is trading 7.1% above its estimated GF Value™ of E£23.34.
GuruFocus considers E-Finance For Digital And Financial InvestmentsE to be Fairly Valued.
Key valuation signals for CAI:EFIH:
Interest Coverage: 23.99 (44% below median its 10-year median of 42.72)
GF Value™: E£23.34 vs. price of E£24.99 (7.1% above fair value)
Industry Position: 7.9% below the Software median (#704 of 1721)
No single metric tells the full story. See the CAI:EFIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the installation and Technical support services.
96GF Score
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