E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Operating Margin %: 38.23% (As of Jun. 2026) — 15% Above Median

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CAI:EFIH E-Finance For Digital And Financial Investments SAE CAI:EFIH
96 GF Score
Price E£24.99
GF Value E£23.34
Valuation Fairly Valued
! 5 Warning Signs
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What is E-Finance For Digital And Financial InvestmentsE Operating Margin %?

E-Finance For Digital And Financial InvestmentsE CAI:EFIH +3.22% 96 Operating Margin % is 38.23% as of Jun. 2026, which is 15% above its 10-year median of 33.33. GuruFocus rates CAI:EFIH with a GF Score™ of 96/100 and a GF Value™ of E£23.34 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,826 Software companies, E-Finance For Digital And Financial InvestmentsE ranks better than 97.45% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. E-Finance For Digital And Financial InvestmentsE's Operating Income for the three months ended in Jun. 2026 was E£737 Mil. E-Finance For Digital And Financial InvestmentsE's Revenue for the three months ended in Jun. 2026 was E£1,927 Mil. Therefore, E-Finance For Digital And Financial InvestmentsE's Operating Margin % for the quarter that ended in Jun. 2026 was 38.23%.

Good Sign:

E-Finance For Digital And Financial Investments SAE operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for E-Finance For Digital And Financial InvestmentsE's Operating Margin % or its related term are showing as below:

CAI:EFIH' s Operating Margin % Range Over the Past 10 Years
Min: 30.32   Med: 33.33   Max: 38.63
Current: 38.63


CAI:EFIH's Operating Margin % is ranked better than
97.45% of 2826 companies
in the Software industry
Industry Median: 3.955 vs CAI:EFIH: 38.63

E-Finance For Digital And Financial InvestmentsE's 5-Year Average Operating Margin % Growth Rate was 1.10% per year.

E-Finance For Digital And Financial InvestmentsE's Operating Income for the three months ended in Jun. 2026 was E£737 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Jun. 2026 was E£2,982 Mil.


E-Finance For Digital And Financial InvestmentsE  (CAI:EFIH) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


E-Finance For Digital And Financial InvestmentsE Operating Margin % Related Terms


E-Finance For Digital And Financial InvestmentsE Operating Margin % Historical Data

* Premium members only.

The historical data trend for E-Finance For Digital And Financial InvestmentsE's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-Finance For Digital And Financial InvestmentsE Operating Margin % Chart

E-Finance For Digital And Financial InvestmentsE Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial 34.90 32.25 31.31 35.27 37.12

E-Finance For Digital And Financial InvestmentsE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.20 47.77 20.55 46.45 38.23

CAI:EFIH vs MSFT, ORCL, PLTR: Operating Margin % Comparison

For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-Finance For Digital And Financial InvestmentsE Operating Margin % vs Software Industry

For the Software industry and Technology sector, E-Finance For Digital And Financial InvestmentsE's Operating Margin % distribution charts can be found below:

* The bar in red indicates where E-Finance For Digital And Financial InvestmentsE's Operating Margin % falls into.


CAI:EFIH
96GF Score
E-Finance For Digital And Financial Investments SAE CAI:EFIH
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E-Finance For Digital And Financial InvestmentsE Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

E-Finance For Digital And Financial InvestmentsE's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=2514.155 / 6773.085
=37.12 %

E-Finance For Digital And Financial InvestmentsE's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=736.947 / 1927.437
=38.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 38.23% mean?
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) has a Operating Margin % of 38.23% as of Jun. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. This is 15% above median its historical median of 33.33. Over the past decade, E-Finance For Digital And Financial InvestmentsE's Operating Margin % has ranged from 30.32 to 38.63. According to the industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #72 out of 2826 companies in the Software industry, placing it in the top 2.5%.
Is E-Finance For Digital And Financial InvestmentsE's Operating Margin % too high?
E-Finance For Digital And Financial InvestmentsE's current Operating Margin % of 38.23% is 15% above median its 10-year median of 33.33. Over the past 10 years, this metric has ranged from a low of 30.32 to a high of 38.63. The Software industry median Operating Margin % is 3.96. E-Finance For Digital And Financial InvestmentsE's value of 38.23% is 866.6% above this industry median. Based on the distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #72 out of 2826 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, E-Finance For Digital And Financial InvestmentsE has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-Finance For Digital And Financial InvestmentsE's Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #72 out of 2826 companies for Operating Margin %. This places E-Finance For Digital And Financial InvestmentsE in the top 3% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 3.96. E-Finance For Digital And Financial InvestmentsE's value of 38.23% is 866.6% above this benchmark. Historically, E-Finance For Digital And Financial InvestmentsE's own Operating Margin % has ranged from 30.32 to 38.63 over the past decade. While the company's 10-year median is 33.33 vs. the industry median of 3.96, E-Finance For Digital And Financial InvestmentsE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.96, based on 2,826 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Finance For Digital And Financial InvestmentsE's current Operating Margin % of 38.23% is 866.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. For the Software industry, the median Operating Margin % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Finance For Digital And Financial InvestmentsE's current Operating Margin % is 38.23%, which is 15% above median its own 10-year median of 33.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Finance For Digital And Financial InvestmentsE stock overvalued right now?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) is currently considered Fairly Valued. The stock's GF Value™ is E£23.34, compared to a current price of E£24.99 — trading 7.1% above its estimated fair value. The current Operating Margin % is 38.23%, which is 15% above median its 10-year median of 33.33 and 866.6% above the Software industry median of 3.96. E-Finance For Digital And Financial InvestmentsE's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For E-Finance For Digital And Financial InvestmentsE (CAI:EFIH), the current Operating Margin % is 38.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Overvalued in 2026?

Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE stock appears to be overvalued. The current stock price of E£24.99 is trading 7.1% above its estimated GF Value™ of E£23.34. GuruFocus considers E-Finance For Digital And Financial InvestmentsE to be Fairly Valued.

Key valuation signals for CAI:EFIH:

  • Operating Margin %: 38.23% (15% above median its 10-year median of 33.33)
  • GF Value™: E£23.34 vs. price of E£24.99 (7.1% above fair value)
  • GF Score™: 96/100 with 5 warning signs
  • Industry Position: 866.6% above the Software median (#72 of 2826)

No single metric tells the full story. See the CAI:EFIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-Finance For Digital And Financial InvestmentsE Business Description

Address KM 28 Cairo-Alexandria Desert Road, Building No A3-B82, Smart Village, Giza, EGY, 12577
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the installation and Technical support services.
96GF Score

Get the complete analysis for CAI:EFIH

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£24.99
Price
E£23.34
GF Value