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E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Effective Interest Rate on Debt % : 23.68% (As of Sep. 2024)


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What is E-Finance For Digital And Financial InvestmentsE Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. E-Finance For Digital And Financial InvestmentsE's annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was E£133 Mil. E-Finance For Digital And Financial InvestmentsE's average total debt for the quarter that ended in Sep. 2024 was E£563 Mil. Therefore, E-Finance For Digital And Financial InvestmentsE's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 23.68%.


E-Finance For Digital And Financial InvestmentsE Effective Interest Rate on Debt % Historical Data

The historical data trend for E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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E-Finance For Digital And Financial InvestmentsE Effective Interest Rate on Debt % Chart

E-Finance For Digital And Financial InvestmentsE Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial - 11.25 9.18 8.29 12.25

E-Finance For Digital And Financial InvestmentsE Quarterly Data
Dec18 Dec19 Jun20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.28 22.07 22.43 13.59 23.68

Competitive Comparison of E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt %

For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt % Distribution in the Software Industry

For the Software industry and Technology sector, E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where E-Finance For Digital And Financial InvestmentsE's Effective Interest Rate on Debt % falls into.



E-Finance For Digital And Financial InvestmentsE Effective Interest Rate on Debt % Calculation

E-Finance For Digital And Financial InvestmentsE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -26.66/( (167.208+267.993)/ 2 )
=-1  *  -26.66/217.6005
=12.25 %

where

Total Debt  (A: Dec. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=59.723 + 107.485
=167.208

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=106.922 + 161.071
=267.993

E-Finance For Digital And Financial InvestmentsE's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2024 )+Total Debt  (Q: Sep. 2024 ))/ count )
=-1  *  -133.3/( (562.871+0)/ 1 )
=-1  *  -133.3/562.871
=23.68 %

where

Total Debt  (Q: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=80.9 + 481.971
=562.871

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


E-Finance For Digital And Financial InvestmentsE  (CAI:EFIH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


E-Finance For Digital And Financial InvestmentsE Effective Interest Rate on Debt % Related Terms

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E-Finance For Digital And Financial InvestmentsE Business Description

Traded in Other Exchanges
N/A
Address
KM 28 Cairo-Alex Road, Building No A3-B82, Smart Village, Giza, EGY, 12577
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in innovative platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the Services and operation of the cards segment.

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