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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
E-Finance For Digital And Financial InvestmentsE's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 22.64%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
E-Finance For Digital And Financial InvestmentsE 3-Year ROIIC % Related Terms
E-Finance For Digital And Financial InvestmentsE 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-Finance For Digital And Financial InvestmentsE 3-Year ROIIC % Chart
E-Finance For Digital And Financial InvestmentsE Annual Data
CAI:EFIH vs MSFT, PLTR, ORCL: 3-Year ROIIC % Comparison
For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-Finance For Digital And Financial InvestmentsE 3-Year ROIIC % vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) has a 3-Year ROIIC % of 22.64 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. This is near median its historical median of 22.64. Over the past decade, E-Finance For Digital And Financial InvestmentsE's 3-Year ROIIC % has ranged from 16.86 to 25.25. According to the industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #787 out of 2621 companies in the Software industry, placing it in the top 30%.
Is E-Finance For Digital And Financial InvestmentsE's 3-Year ROIIC % too high?
E-Finance For Digital And Financial InvestmentsE's current 3-Year ROIIC % of 22.64 is near median its 10-year median of 22.64. Over the past 10 years, this metric has ranged from a low of 16.86 to a high of 25.25. The Software industry median 3-Year ROIIC % is 5.02. E-Finance For Digital And Financial InvestmentsE's value of 22.64 is 351% above this industry median. Based on the distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #787 out of 2621 companies in the Software industry, which is above the industry midpoint. Overall, E-Finance For Digital And Financial InvestmentsE has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-Finance For Digital And Financial InvestmentsE's 3-Year ROIIC % compare to MSFT and PLTR?
According to the Software industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #787 out of 2621 companies for 3-Year ROIIC %. This puts E-Finance For Digital And Financial InvestmentsE in the upper half of its industry. The industry median 3-Year ROIIC % is 5.02. E-Finance For Digital And Financial InvestmentsE's value of 22.64 is 351% above this benchmark. Historically, E-Finance For Digital And Financial InvestmentsE's own 3-Year ROIIC % has ranged from 16.86 to 25.25 over the past decade. While the company's 10-year median is 22.64 vs. the industry median of 5.02, E-Finance For Digital And Financial InvestmentsE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.02, based on 2,621 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Finance For Digital And Financial InvestmentsE's current 3-Year ROIIC % of 22.64 is 351% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Finance For Digital And Financial InvestmentsE's current 3-Year ROIIC % is 22.64, which is near median its own 10-year median of 22.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Finance For Digital And Financial InvestmentsE stock overvalued right now?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) is currently considered Fairly Valued. The stock's GF Value™ is E£23.72, compared to a current price of E£23.00 — trading 3% below its estimated fair value. The current 3-Year ROIIC % is 22.64, which is near median its 10-year median of 22.64 and 351% above the Software industry median of 5.02. E-Finance For Digital And Financial InvestmentsE's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For E-Finance For Digital And Financial InvestmentsE (CAI:EFIH), the current 3-Year ROIIC % is 22.64 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Overvalued in 2026?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE stock appears to be undervalued.
The current stock price of E£23.00 is trading 3% below its estimated GF Value™ of E£23.72.
GuruFocus considers E-Finance For Digital And Financial InvestmentsE to be Fairly Valued.
Key valuation signals for CAI:EFIH:
3-Year ROIIC %: 22.64 (near median its 10-year median of 22.64)
GF Value™: E£23.72 vs. price of E£23.00 (3% below fair value)
Industry Position: 351% above the Software median (#787 of 2621)
No single metric tells the full story. See the CAI:EFIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the installation and Technical support services.
96GF Score
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