GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Creditshelf AG (FRA:CSQ) » Definitions » Gross Margin %

Creditshelf AG (FRA:CSQ) Gross Margin % : -128.97% (As of Sep. 2023)


View and export this data going back to 2018. Start your Free Trial

What is Creditshelf AG Gross Margin %?

Gross Margin % is calculated as gross profit divided by its revenue. Creditshelf AG's Gross Profit for the three months ended in Sep. 2023 was €-0.94 Mil. Creditshelf AG's Revenue for the three months ended in Sep. 2023 was €0.73 Mil. Therefore, Creditshelf AG's Gross Margin % for the quarter that ended in Sep. 2023 was -128.97%.


The historical rank and industry rank for Creditshelf AG's Gross Margin % or its related term are showing as below:

FRA:CSQ' s Gross Margin % Range Over the Past 10 Years
Min: -58.47   Med: 27.42   Max: 45.75
Current: -0.78


During the past 9 years, the highest Gross Margin % of Creditshelf AG was 45.75%. The lowest was -58.47%. And the median was 27.42%.

FRA:CSQ's Gross Margin % is ranked worse than
92.41% of 369 companies
in the Credit Services industry
Industry Median: 55.06 vs FRA:CSQ: -0.78

Creditshelf AG had a gross margin of -128.97% for the quarter that ended in Sep. 2023 => No sustainable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Creditshelf AG was 4.30% per year.


Creditshelf AG Gross Margin % Historical Data

The historical data trend for Creditshelf AG's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Creditshelf AG Gross Margin % Chart

Creditshelf AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Gross Margin %
Get a 7-Day Free Trial Premium Member Only 22.43 39.14 28.01 45.75 26.83

Creditshelf AG Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -46.47 46.45 2.66 27.06 -128.97

Competitive Comparison of Creditshelf AG's Gross Margin %

For the Credit Services subindustry, Creditshelf AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creditshelf AG's Gross Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Creditshelf AG's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Creditshelf AG's Gross Margin % falls into.



Creditshelf AG Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Creditshelf AG's Gross Margin for the fiscal year that ended in Dec. 2022 is calculated as

Gross Margin % (A: Dec. 2022 )=Gross Profit (A: Dec. 2022 ) / Revenue (A: Dec. 2022 )
=1.7 / 6.183
=(Revenue - Cost of Goods Sold) / Revenue
=(6.183 - 4.524) / 6.183
=26.83 %

Creditshelf AG's Gross Margin for the quarter that ended in Sep. 2023 is calculated as


Gross Margin % (Q: Sep. 2023 )=Gross Profit (Q: Sep. 2023 ) / Revenue (Q: Sep. 2023 )
=-0.9 / 0.725
=(Revenue - Cost of Goods Sold) / Revenue
=(0.725 - 1.66) / 0.725
=-128.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.


Creditshelf AG  (FRA:CSQ) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Creditshelf AG had a gross margin of -128.97% for the quarter that ended in Sep. 2023 => No sustainable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Creditshelf AG Gross Margin % Related Terms

Thank you for viewing the detailed overview of Creditshelf AG's Gross Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Creditshelf AG Business Description

Traded in Other Exchanges
Address
Mainzer Landstrasse 33a, Frankfurt, DEU, 60329
Creditshelf AG is the platform for digital SME finance in Germany. It arranges flexible financial solutions that are not tied to specific banks for small and medium-sized enterprises via its online platform, www.creditshelf.com. The company has successfully developed an online credit marketplace platform whose processes are supported by the proprietary, data-driven risk analysis software. The creditshelf platform models the entire credit process, from the loan application through credit analysis and risk management down to loan disbursement and loan servicing. The product offering, which is targeted at German SMEs and growth companies, comprises corporate loans. The business generates revenue from Borrower fees, Investor fees and Servicing and advisory fees.

Creditshelf AG Headlines

From GuruFocus

Weekly Top Insider Buys Highlight for the Week of January 5

By Shuda Xia Shuda Xia 01-08-2018

Calamos Strategic Total Return Fund's Dividend Analysis

By GuruFocus Research 10-11-2023