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Weaver FintechJSE:WVR +1.15%77 Gross Margin % is 86.74% as of Dec. 2025, which is 20% above its 10-year median of 72.12. GuruFocus rates JSE:WVR with a GF Score™ of 77/100 and a GF Value™ of R39.71 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,112 Retail - Cyclical companies, Weaver Fintech ranks better than 98.74% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Weaver Fintech had a gross margin of 86.74% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Weaver Fintech Gross Margin % Related Terms
Weaver Fintech Gross Margin % Historical Data
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The historical data trend for Weaver Fintech's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:WVR vs CASY, WSM, DKS: Gross Margin % Comparison
For the Specialty Retail subindustry, Weaver Fintech's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Gross Margin % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Weaver Fintech (JSE:WVR) has a Gross Margin % of 86.74% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Weaver Fintech and its competitors. This is 20% above median its historical median of 72.12. Over the past decade, Weaver Fintech's Gross Margin % has ranged from 49.30 to 86.38. According to the industry distribution chart, Weaver Fintech ranks #14 out of 1112 companies in the Retail - Cyclical industry, placing it in the top 1.3%.
Is Weaver Fintech's Gross Margin % too high?
Weaver Fintech's current Gross Margin % of 86.74% is 20% above median its 10-year median of 72.12. Over the past 10 years, this metric has ranged from a low of 49.30 to a high of 86.38. The Retail - Cyclical industry median Gross Margin % is 36.24. Weaver Fintech's value of 86.74% is 139.3% above this industry median. Based on the distribution chart, Weaver Fintech ranks #14 out of 1112 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Weaver Fintech has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Gross Margin % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #14 out of 1112 companies for Gross Margin %. This places Weaver Fintech in the top 1% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 36.24. Weaver Fintech's value of 86.74% is 139.3% above this benchmark. Historically, Weaver Fintech's own Gross Margin % has ranged from 49.30 to 86.38 over the past decade. While the company's 10-year median is 72.12 vs. the industry median of 36.24, Weaver Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Retail - Cyclical company?
The median Gross Margin % among Retail - Cyclical companies is 36.24, based on 1,112 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Gross Margin % of 86.74% is 139.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median Gross Margin % is 36.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Gross Margin % is 86.74%, which is 20% above median its own 10-year median of 72.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Significantly Overvalued. The stock's GF Value™ is R39.71, compared to a current price of R54.56 — trading 37.4% above its estimated fair value. The current Gross Margin % is 86.74%, which is 20% above median its 10-year median of 72.12 and 139.3% above the Retail - Cyclical industry median of 36.24. Weaver Fintech's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Gross Margin % is 86.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R54.56 is trading 37.4% above its estimated GF Value™ of R39.71.
GuruFocus considers Weaver Fintech to be Significantly Overvalued.
Key valuation signals for JSE:WVR:
Gross Margin %: 86.74% (20% above median its 10-year median of 72.12)
GF Value™: R39.71 vs. price of R54.56 (37.4% above fair value)
Industry Position: 139.3% above the Retail - Cyclical median (#14 of 1112)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
77GF Score
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