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Weaver FintechJSE:WVR 82 Equity-to-Asset is 0.43 as of Jun. 2026, which is 33% below its 10-year median of 0.64. GuruFocus rates JSE:WVR with a GF Score™ of 82/100 and a GF Value™ of R43.92 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 549 Credit Services companies, Weaver Fintech ranks better than 53.19% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Weaver Fintech's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R4,121 Mil. Weaver Fintech's Total Assets for the quarter that ended in Jun. 2026 was R9,654 Mil.
Therefore, Weaver Fintech's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.43.
The historical rank and industry rank for Weaver Fintech's Equity-to-Asset or its related term are showing as below:
JSE:WVR'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.43 Med: 0.64 Max: 0.69
Current: 0.43
During the past 13 years, the highest Equity to Asset Ratio of Weaver Fintech was 0.69. The lowest was 0.43. And the median was 0.64.
JSE:WVR's Equity-to-Asset is ranked better than 53.19% of 549
companies
in the Credit Services industry
Industry Median: 0.4
vs JSE:WVR: 0.43
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Weaver Fintech Equity-to-Asset Related Terms
Weaver Fintech Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Weaver Fintech's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Weaver Fintech's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Weaver Fintech's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Weaver Fintech's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weaver Fintech (JSE:WVR) has a Equity-to-Asset of 0.43 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Weaver Fintech and its competitors. This is 33% below median its historical median of 0.64. Over the past decade, Weaver Fintech's Equity-to-Asset has ranged from 0.43 to 0.69. According to the industry distribution chart, Weaver Fintech ranks #257 out of 549 companies in the Credit Services industry, placing it in the top 46.8%.
Is Weaver Fintech's Equity-to-Asset too high?
Weaver Fintech's current Equity-to-Asset of 0.43 is 33% below median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.69. The Credit Services industry median Equity-to-Asset is 0.40. Weaver Fintech's value of 0.43 is 7.5% above this industry median. Based on the distribution chart, Weaver Fintech ranks #257 out of 549 companies in the Credit Services industry, which is above the industry midpoint. Overall, Weaver Fintech has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Weaver Fintech ranks #257 out of 549 companies for Equity-to-Asset. This puts Weaver Fintech in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Weaver Fintech's value of 0.43 is 7.5% above this benchmark. Historically, Weaver Fintech's own Equity-to-Asset has ranged from 0.43 to 0.69 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 0.40, Weaver Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Equity-to-Asset of 0.43 is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Weaver Fintech and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Equity-to-Asset is 0.43, which is 33% below median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Modestly Overvalued. The stock's GF Value™ is R43.92, compared to a current price of R48.76 — trading 11% above its estimated fair value. The current Equity-to-Asset is 0.43, which is 33% below median its 10-year median of 0.64 and 7.5% above the Credit Services industry median of 0.40. Weaver Fintech's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Equity-to-Asset is 0.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R48.76 is trading 11% above its estimated GF Value™ of R43.92.
GuruFocus considers Weaver Fintech to be Modestly Overvalued.
Key valuation signals for JSE:WVR:
Equity-to-Asset: 0.43 (33% below median its 10-year median of 0.64)
GF Value™: R43.92 vs. price of R48.76 (11% above fair value)
Industry Position: 7.5% above the Credit Services median (#257 of 549)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
82GF Score
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