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Weaver FintechJSE:WVR +0.02%81 Return-on-Tangible-Asset is 2.39% as of Dec. 2025, which is 61% below its 10-year median of 6.18. GuruFocus rates JSE:WVR with a GF Score™ of 81/100 and a GF Value™ of R39.83 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,134 Retail - Cyclical companies, Weaver Fintech ranks better than 62.52% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Weaver Fintech's annualizedNet Income for the quarter that ended in Dec. 2025 was R208 Mil. Weaver Fintech's average total tangible assets for the quarter that ended in Dec. 2025 was R8,687 Mil. Therefore, Weaver Fintech's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 2.39%.
The historical rank and industry rank for Weaver Fintech's Return-on-Tangible-Asset or its related term are showing as below:
JSE:WVR'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.7 Med: 6.18 Max: 15.56
Current: 4.89
During the past 13 years, Weaver Fintech's highest Return-on-Tangible-Asset was 15.56%. The lowest was 3.70%. And the median was 6.18%.
JSE:WVR's Return-on-Tangible-Asset is ranked better than 62.52% of 1134
companies
in the Retail - Cyclical industry
Industry Median: 2.93
vs JSE:WVR: 4.89
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Weaver Fintech Return-on-Tangible-Asset Related Terms
Weaver Fintech Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Weaver Fintech's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:WVR vs CASY, WSM, DKS: Return-on-Tangible-Asset Comparison
For the Specialty Retail subindustry, Weaver Fintech's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 2.39% mean?
Weaver Fintech (JSE:WVR) has a Return-on-Tangible-Asset of 2.39% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Weaver Fintech and its competitors. This is 61% below median its historical median of 6.18. Over the past decade, Weaver Fintech's Return-on-Tangible-Asset has ranged from 3.70 to 15.56. According to the industry distribution chart, Weaver Fintech ranks #425 out of 1134 companies in the Retail - Cyclical industry, placing it in the top 37.5%.
Is Weaver Fintech's Return-on-Tangible-Asset too high?
Weaver Fintech's current Return-on-Tangible-Asset of 2.39% is 61% below median its 10-year median of 6.18. Over the past 10 years, this metric has ranged from a low of 3.70 to a high of 15.56. The Retail - Cyclical industry median Return-on-Tangible-Asset is 2.93. Weaver Fintech's value of 2.39% is 18.4% below this industry median. Based on the distribution chart, Weaver Fintech ranks #425 out of 1134 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Weaver Fintech has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Return-on-Tangible-Asset compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #425 out of 1134 companies for Return-on-Tangible-Asset. This puts Weaver Fintech in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.93. Weaver Fintech's value of 2.39% is 18.4% below this benchmark. Historically, Weaver Fintech's own Return-on-Tangible-Asset has ranged from 3.70 to 15.56 over the past decade. While the company's 10-year median is 6.18 vs. the industry median of 2.93, Weaver Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.93, based on 1,134 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Return-on-Tangible-Asset of 2.39% is 18.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Return-on-Tangible-Asset is 2.39%, which is 61% below median its own 10-year median of 6.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Modestly Overvalued. The stock's GF Value™ is R39.83, compared to a current price of R51.02 — trading 28.1% above its estimated fair value. The current Return-on-Tangible-Asset is 2.39%, which is 61% below median its 10-year median of 6.18 and 18.4% below the Retail - Cyclical industry median of 2.93. Weaver Fintech's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Return-on-Tangible-Asset is 2.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R51.02 is trading 28.1% above its estimated GF Value™ of R39.83.
GuruFocus considers Weaver Fintech to be Modestly Overvalued.
Key valuation signals for JSE:WVR:
Return-on-Tangible-Asset: 2.39% (61% below median its 10-year median of 6.18)
GF Value™: R39.83 vs. price of R51.02 (28.1% above fair value)
Industry Position: 18.4% below the Retail - Cyclical median (#425 of 1134)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
81GF Score
Get the complete analysis for JSE:WVR
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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