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5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Weaver Fintech's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 34.75%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Weaver Fintech's 5-Year ROIIC % or its related term are showing as below:
JSE:WVR's 5-Year ROIIC % is ranked better than 84.05% of 972
companies
in the Retail - Cyclical industry
Industry Median: 4.405
vs JSE:WVR: 34.75
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Weaver Fintech 5-Year ROIIC % Related Terms
Weaver Fintech 5-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Weaver Fintech's 5-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:WVR vs CASY, WSM, DKS: 5-Year ROIIC % Comparison
For the Specialty Retail subindustry, Weaver Fintech's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech 5-Year ROIIC % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's 5-Year ROIIC % falls into.
Weaver Fintech's 5-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
5-Year ROIIC %
=
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( 2568.1061 (Dec. 2025) - 1057.0752 (Dec. 2020) )
/
( 8315 (Dec. 2025) - 3967 (Dec. 2020) )
=
1511.0309
/
4348
=
34.75%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Weaver Fintech (JSE:WVR) has a 5-Year ROIIC % of 34.75 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Weaver Fintech and its competitors. According to the industry distribution chart, Weaver Fintech ranks #155 out of 972 companies in the Retail - Cyclical industry, placing it in the top 15.9%.
Is Weaver Fintech's 5-Year ROIIC % too high?
Weaver Fintech's current 5-Year ROIIC % is 34.75. The Retail - Cyclical industry median 5-Year ROIIC % is 4.41. Weaver Fintech's value of 34.75 is 688.9% above this industry median. Based on the distribution chart, Weaver Fintech ranks #155 out of 972 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Weaver Fintech has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's 5-Year ROIIC % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #155 out of 972 companies for 5-Year ROIIC %. This places Weaver Fintech in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year ROIIC % is 4.41. Weaver Fintech's value of 34.75 is 688.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Retail - Cyclical company?
The median 5-Year ROIIC % among Retail - Cyclical companies is 4.41, based on 972 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current 5-Year ROIIC % of 34.75 is 688.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median 5-Year ROIIC % is 4.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current 5-Year ROIIC % is 34.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Significantly Overvalued. The stock's GF Value™ is R39.77, compared to a current price of R53.60 — trading 34.8% above its estimated fair value. The current 5-Year ROIIC % is 34.75 and 688.9% above the Retail - Cyclical industry median of 4.41. Weaver Fintech's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current 5-Year ROIIC % is 34.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R53.60 is trading 34.8% above its estimated GF Value™ of R39.77.
GuruFocus considers Weaver Fintech to be Significantly Overvalued.
Key valuation signals for JSE:WVR:
5-Year ROIIC %: 34.75
GF Value™: R39.77 vs. price of R53.60 (34.8% above fair value)
Industry Position: 688.9% above the Retail - Cyclical median (#155 of 972)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
80GF Score
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