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Weaver FintechJSE:WVR +1.15%77 Return-on-Tangible-Equity is 5.46% as of Dec. 2025, which is 52% below its 10-year median of 11.28. GuruFocus rates JSE:WVR with a GF Score™ of 77/100 and a GF Value™ of R39.73 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,059 Retail - Cyclical companies, Weaver Fintech ranks better than 56% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Weaver Fintech's annualized net income for the quarter that ended in Dec. 2025 was R208 Mil. Weaver Fintech's average shareholder tangible equity for the quarter that ended in Dec. 2025 was R3,813 Mil. Therefore, Weaver Fintech's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 5.46%.
The historical rank and industry rank for Weaver Fintech's Return-on-Tangible-Equity or its related term are showing as below:
JSE:WVR'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.59 Med: 11.28 Max: 24.36
Current: 10.77
During the past 13 years, Weaver Fintech's highest Return-on-Tangible-Equity was 24.36%. The lowest was 5.59%. And the median was 11.28%.
JSE:WVR's Return-on-Tangible-Equity is ranked better than 56% of 1059
companies
in the Retail - Cyclical industry
Industry Median: 8.45
vs JSE:WVR: 10.77
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Weaver Fintech Return-on-Tangible-Equity Related Terms
Weaver Fintech Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Weaver Fintech's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:WVR vs CASY, WSM, DKS: Return-on-Tangible-Equity Comparison
For the Specialty Retail subindustry, Weaver Fintech's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.46% mean?
Weaver Fintech (JSE:WVR) has a Return-on-Tangible-Equity of 5.46% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Weaver Fintech and its competitors. This is 52% below median its historical median of 11.28. Over the past decade, Weaver Fintech's Return-on-Tangible-Equity has ranged from 5.59 to 24.36. According to the industry distribution chart, Weaver Fintech ranks #466 out of 1059 companies in the Retail - Cyclical industry, placing it in the top 44%.
Is Weaver Fintech's Return-on-Tangible-Equity too high?
Weaver Fintech's current Return-on-Tangible-Equity of 5.46% is 52% below median its 10-year median of 11.28. Over the past 10 years, this metric has ranged from a low of 5.59 to a high of 24.36. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.45. Weaver Fintech's value of 5.46% is 35.4% below this industry median. Based on the distribution chart, Weaver Fintech ranks #466 out of 1059 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Weaver Fintech has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Return-on-Tangible-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #466 out of 1059 companies for Return-on-Tangible-Equity. This puts Weaver Fintech in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.45. Weaver Fintech's value of 5.46% is 35.4% below this benchmark. Historically, Weaver Fintech's own Return-on-Tangible-Equity has ranged from 5.59 to 24.36 over the past decade. While the company's 10-year median is 11.28 vs. the industry median of 8.45, Weaver Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.45, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Return-on-Tangible-Equity of 5.46% is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Return-on-Tangible-Equity is 5.46%, which is 52% below median its own 10-year median of 11.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Significantly Overvalued. The stock's GF Value™ is R39.73, compared to a current price of R54.56 — trading 37.3% above its estimated fair value. The current Return-on-Tangible-Equity is 5.46%, which is 52% below median its 10-year median of 11.28 and 35.4% below the Retail - Cyclical industry median of 8.45. Weaver Fintech's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Return-on-Tangible-Equity is 5.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R54.56 is trading 37.3% above its estimated GF Value™ of R39.73.
GuruFocus considers Weaver Fintech to be Significantly Overvalued.
Key valuation signals for JSE:WVR:
Return-on-Tangible-Equity: 5.46% (52% below median its 10-year median of 11.28)
GF Value™: R39.73 vs. price of R54.56 (37.3% above fair value)
Industry Position: 35.4% below the Retail - Cyclical median (#466 of 1059)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
77GF Score
Get the complete analysis for JSE:WVR
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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