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Weaver FintechJSE:WVR +1.15%77 Interest Coverage is 7.24 as of Dec. 2025, which is 41% below its 10-year median of 12.17. GuruFocus rates JSE:WVR with a GF Score™ of 77/100 and a GF Value™ of R39.71 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 825 Retail - Cyclical companies, Weaver Fintech ranks worse than 51.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Weaver Fintech's
Operating Income
for the
six
months ended in Dec. 2025 was R1,650 Mil. Weaver Fintech's Interest Expense for the
six
months ended in Dec. 2025 was R-228 Mil.
Weaver Fintech's interest coverage for the quarter that ended in Dec. 2025 was 7.24.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Weaver Fintech's Interest Coverage or its related term are showing as below:
JSE:WVR'
s Interest Coverage Range Over the Past 10 Years
Min: 7.18 Med: 12.17 Max: 15
Current: 7.18
JSE:WVR's Interest Coverage is ranked worse than 51.03% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.47
vs JSE:WVR: 7.18
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Weaver Fintech Interest Coverage Related Terms
Weaver Fintech Interest Coverage Historical Data
* Premium members only.
The historical data trend for Weaver Fintech's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:WVR vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, Weaver Fintech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weaver Fintech (JSE:WVR) has a Interest Coverage of 7.24 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Weaver Fintech and its competitors. This is 41% below median its historical median of 12.17. Over the past decade, Weaver Fintech's Interest Coverage has ranged from 7.18 to 15.00. According to the industry distribution chart, Weaver Fintech ranks #421 out of 825 companies in the Retail - Cyclical industry, placing it in the top 51%.
Is Weaver Fintech's Interest Coverage too high?
Weaver Fintech's current Interest Coverage of 7.24 is 41% below median its 10-year median of 12.17. Over the past 10 years, this metric has ranged from a low of 7.18 to a high of 15.00. The Retail - Cyclical industry median Interest Coverage is 7.47. Weaver Fintech's value of 7.24 is 3.1% below this industry median. Based on the distribution chart, Weaver Fintech ranks #421 out of 825 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Weaver Fintech has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #421 out of 825 companies for Interest Coverage. This places Weaver Fintech in the lower half of its industry. The industry median Interest Coverage is 7.47. Weaver Fintech's value of 7.24 is 3.1% below this benchmark. Historically, Weaver Fintech's own Interest Coverage has ranged from 7.18 to 15.00 over the past decade. While the company's 10-year median is 12.17 vs. the industry median of 7.47, Weaver Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Interest Coverage of 7.24 is 3.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Interest Coverage is 7.24, which is 41% below median its own 10-year median of 12.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Significantly Overvalued. The stock's GF Value™ is R39.71, compared to a current price of R54.56 — trading 37.4% above its estimated fair value. The current Interest Coverage is 7.24, which is 41% below median its 10-year median of 12.17 and 3.1% below the Retail - Cyclical industry median of 7.47. Weaver Fintech's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Interest Coverage is 7.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R54.56 is trading 37.4% above its estimated GF Value™ of R39.71.
GuruFocus considers Weaver Fintech to be Significantly Overvalued.
Key valuation signals for JSE:WVR:
Interest Coverage: 7.24 (41% below median its 10-year median of 12.17)
GF Value™: R39.71 vs. price of R54.56 (37.4% above fair value)
Industry Position: 3.1% below the Retail - Cyclical median (#421 of 825)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
77GF Score
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