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Weaver FintechJSE:WVR +1.15%77 Operating Margin % is 57.73% as of Dec. 2025, which is 38% above its 10-year median of 41.89. GuruFocus rates JSE:WVR with a GF Score™ of 77/100 and a GF Value™ of R39.71 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,123 Retail - Cyclical companies, Weaver Fintech ranks better than 99.73% on this metric.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Weaver Fintech Operating Margin % Related Terms
Weaver Fintech Operating Margin % Historical Data
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The historical data trend for Weaver Fintech's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:WVR vs CASY, WSM, DKS: Operating Margin % Comparison
For the Specialty Retail subindustry, Weaver Fintech's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weaver Fintech Operating Margin % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Weaver Fintech's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Weaver Fintech's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Weaver Fintech's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weaver Fintech (JSE:WVR) has a Operating Margin % of 57.73% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Weaver Fintech and its competitors. This is 38% above median its historical median of 41.89. Over the past decade, Weaver Fintech's Operating Margin % has ranged from 35.18 to 56.33. According to the industry distribution chart, Weaver Fintech ranks #3 out of 1123 companies in the Retail - Cyclical industry, placing it in the top 0.3%.
Is Weaver Fintech's Operating Margin % too high?
Weaver Fintech's current Operating Margin % of 57.73% is 38% above median its 10-year median of 41.89. Over the past 10 years, this metric has ranged from a low of 35.18 to a high of 56.33. The Retail - Cyclical industry median Operating Margin % is 3.93. Weaver Fintech's value of 57.73% is 1369% above this industry median. Based on the distribution chart, Weaver Fintech ranks #3 out of 1123 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Weaver Fintech has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Weaver Fintech's Operating Margin % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Weaver Fintech ranks #3 out of 1123 companies for Operating Margin %. This places Weaver Fintech in the top 0% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 3.93. Weaver Fintech's value of 57.73% is 1369% above this benchmark. Historically, Weaver Fintech's own Operating Margin % has ranged from 35.18 to 56.33 over the past decade. While the company's 10-year median is 41.89 vs. the industry median of 3.93, Weaver Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Retail - Cyclical company?
The median Operating Margin % among Retail - Cyclical companies is 3.93, based on 1,123 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weaver Fintech's current Operating Margin % of 57.73% is 1369% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Weaver Fintech and its competitors. For the Retail - Cyclical industry, the median Operating Margin % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weaver Fintech's current Operating Margin % is 57.73%, which is 38% above median its own 10-year median of 41.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weaver Fintech stock overvalued right now?
Based on GuruFocus' analysis, Weaver Fintech (JSE:WVR) is currently considered Significantly Overvalued. The stock's GF Value™ is R39.71, compared to a current price of R54.56 — trading 37.4% above its estimated fair value. The current Operating Margin % is 57.73%, which is 38% above median its 10-year median of 41.89 and 1369% above the Retail - Cyclical industry median of 3.93. Weaver Fintech's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Weaver Fintech (JSE:WVR), the current Operating Margin % is 57.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weaver Fintech (JSE:WVR) Overvalued in 2026?
Based on GuruFocus' analysis, Weaver Fintech stock appears to be overvalued.
The current stock price of R54.56 is trading 37.4% above its estimated GF Value™ of R39.71.
GuruFocus considers Weaver Fintech to be Significantly Overvalued.
Key valuation signals for JSE:WVR:
Operating Margin %: 57.73% (38% above median its 10-year median of 41.89)
GF Value™: R39.71 vs. price of R54.56 (37.4% above fair value)
Industry Position: 1369% above the Retail - Cyclical median (#3 of 1123)
No single metric tells the full story. See the JSE:WVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weaver Fintech Ltd is an investment holding company engaged in providing digital financial services and retail solutions. The operating business segments are Fintech, Retail, and Other. The Fintech segment offers digital payment services, lending solutions, and insurance products under the PayJustNow and FinChoice brands. The Retail segment is involved in the sale of homeware products through omni-channel operations under the HomeChoice brand. The Other segment includes group costs and related activities. It generates the majority of its revenue from the Fintech segment.
77GF Score
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