ICFGLSE:ICFG 26 Gross Margin % is 68.07% as of Jun. 2025. GuruFocus rates LSE:ICFG with a GF Score™ of 26/100. The stock has 2 warning signs investors should review. Among 387 Credit Services companies, ICFG ranks better than 68.73% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. ICFG's Gross Profit for the
six
months ended in Jun. 2025 was £24.32 Mil. ICFG's Revenue for the
six
months ended in Jun. 2025 was £35.72 Mil. Therefore, ICFG's Gross Margin % for the quarter that ended in Jun. 2025 was 68.07%.
The historical rank and industry rank for ICFG's Gross Margin % or its related term are showing as below:
LSE:ICFG'
s Gross Margin % Range Over the Past 10 Years
Min: -3175 Med: -3175 Max: 67.88
Current: 67.88
During the past 3 years, the highestGross Margin % of ICFG was 67.88%. The lowest was -3175.00%. And the median was -3175.00%.
LSE:ICFG's Gross Margin % is ranked better than 68.73% of 387
companies
in the Credit Services industry
Industry Median: 51.88
vs LSE:ICFG: 67.88
ICFG had a gross margin of 68.07% for the quarter that ended in Jun. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for ICFG was 0.00% per year.
ICFG (LSE:ICFG) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
ICFG had a gross margin of 68.07% for the quarter that ended in Jun. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
ICFG Gross Margin % Related Terms
ICFG Gross Margin % Historical Data
* Premium members only.
The historical data trend for ICFG's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ICFG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICFG Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ICFG's Gross Margin % distribution charts can be found below:
* The bar in red indicates where ICFG's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
ICFG (LSE:ICFG) has a Gross Margin % of 68.07% as of Jun. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on ICFG and its competitors. According to the industry distribution chart, ICFG ranks #121 out of 387 companies in the Credit Services industry, placing it in the top 31.3%.
Is ICFG's Gross Margin % too high?
ICFG's current Gross Margin % is 68.07%. The Credit Services industry median Gross Margin % is 51.88. ICFG's value of 68.07% is 31.2% above this industry median. Based on the distribution chart, ICFG ranks #121 out of 387 companies in the Credit Services industry, which is above the industry midpoint. Overall, ICFG has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does ICFG's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ICFG ranks #121 out of 387 companies for Gross Margin %. This puts ICFG in the upper half of its industry. The industry median Gross Margin % is 51.88. ICFG's value of 68.07% is 31.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICFG's current Gross Margin % of 68.07% is 31.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on ICFG and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICFG's current Gross Margin % is 68.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICFG stock overvalued right now?
ICFG (LSE:ICFG) has a current Gross Margin % of 68.07%. The current Gross Margin % is 68.07% and 31.2% above the Credit Services industry median of 51.88. ICFG's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For ICFG (LSE:ICFG), the current Gross Margin % is 68.07% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ICFG Ltd through its subsidiaries operates under four business segments: financial services; investment banking; AI and IT services; and real estate development and management. financial services segment is authorized to provide lending, trust deposit, factoring, payment guarantees, and investing in short-term financial instruments. investment banking segment Provides brokerage, dealing, underwriting, and investment consultancy services. AI and IT services segment focuses on developing fintech and digital banking solutions using artificial intelligence (AI) innovations. and real estate development and management segment offers a comprehensive suite of services that covers property management, and real estate investment products. The Maximum revenue is from the Financial Services Segment.
26GF Score
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