ICFGLSE:ICFG 26 Quick Ratio is 0.72 as of Jun. 2025, which is 64% above its 10-year median of 0.44. GuruFocus rates LSE:ICFG with a GF Score™ of 26/100. The stock has 2 warning signs investors should review. Among 394 Credit Services companies, ICFG ranks worse than 94.42% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. ICFG's quick ratio for the quarter that ended in Jun. 2025 was 0.72.
ICFG has a quick ratio of 0.72. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for ICFG's Quick Ratio or its related term are showing as below:
LSE:ICFG'
s Quick Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.44 Max: 33.81
Current: 0.72
During the past 3 years, ICFG's highest Quick Ratio was 33.81. The lowest was 0.07. And the median was 0.44.
LSE:ICFG's Quick Ratio is ranked worse than 94.42% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs LSE:ICFG: 0.72
ICFG (LSE:ICFG) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
ICFG Quick Ratio Related Terms
ICFG Quick Ratio Historical Data
* Premium members only.
The historical data trend for ICFG's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ICFG's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICFG Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ICFG's Quick Ratio distribution charts can be found below:
* The bar in red indicates where ICFG's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
ICFG's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICFG (LSE:ICFG) has a Quick Ratio of 0.72 as of Jun. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ICFG and its competitors. This is 64% above median its historical median of 0.44. Over the past decade, ICFG's Quick Ratio has ranged from 0.07 to 33.81. According to the industry distribution chart, ICFG ranks #372 out of 394 companies in the Credit Services industry, placing it in the top 94.4%.
Is ICFG's Quick Ratio too high?
ICFG's current Quick Ratio of 0.72 is 64% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 33.81. The Credit Services industry median Quick Ratio is 4.86. ICFG's value of 0.72 is 85.2% below this industry median. Based on the distribution chart, ICFG ranks #372 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ICFG has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does ICFG's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ICFG ranks #372 out of 394 companies for Quick Ratio. This places ICFG in the lower half of its industry. The industry median Quick Ratio is 4.86. ICFG's value of 0.72 is 85.2% below this benchmark. Historically, ICFG's own Quick Ratio has ranged from 0.07 to 33.81 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 4.86, ICFG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICFG's current Quick Ratio of 0.72 is 85.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ICFG and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICFG's current Quick Ratio is 0.72, which is 64% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICFG stock overvalued right now?
ICFG (LSE:ICFG) has a current Quick Ratio of 0.72. The current Quick Ratio is 0.72, which is 64% above median its 10-year median of 0.44 and 85.2% below the Credit Services industry median of 4.86. ICFG's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For ICFG (LSE:ICFG), the current Quick Ratio is 0.72 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ICFG Ltd through its subsidiaries operates under four business segments: financial services; investment banking; AI and IT services; and real estate development and management. financial services segment is authorized to provide lending, trust deposit, factoring, payment guarantees, and investing in short-term financial instruments. investment banking segment Provides brokerage, dealing, underwriting, and investment consultancy services. AI and IT services segment focuses on developing fintech and digital banking solutions using artificial intelligence (AI) innovations. and real estate development and management segment offers a comprehensive suite of services that covers property management, and real estate investment products. The Maximum revenue is from the Financial Services Segment.
26GF Score
Get the complete analysis for LSE:ICFG
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:ICFG has been successfully added to your 