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ICFGLSE:ICFG 33 Interest Coverage is 0 (At Loss) as of Jun. 2024. GuruFocus rates LSE:ICFG with a GF Score™ of 33/100. The stock has 7 warning signs investors should review. Among 157 Credit Services companies, ICFG ranks worse than 636942.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ICFG's
Operating Income
for the
six
months ended in Jun. 2024 was £-1.57 Mil. ICFG's Interest Expense for the
six
months ended in Jun. 2024 was £0.00 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for ICFG's Interest Coverage or its related term are showing as below:
LSE:ICFG's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 50.67 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ICFG Interest Coverage Related Terms
ICFG Interest Coverage Historical Data
* Premium members only.
The historical data trend for ICFG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ICFG Interest Coverage Chart
ICFG Annual Data
Trend
Dec23
Interest Coverage
0.00
ICFG Semi-Annual Data
Jun23
Dec23
Jun24
Interest Coverage
0.00
0.00
0.00
LSE:ICFG vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, ICFG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICFG Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ICFG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ICFG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
ICFG (LSE:ICFG) has a Interest Coverage of 0 (At Loss) as of Jun. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ICFG and its competitors. Over the past decade, ICFG's Interest Coverage has ranged from 43.82 to 10,000.00. According to the industry distribution chart, ICFG ranks #999999 out of 157 companies in the Credit Services industry.
Is ICFG's Interest Coverage too high?
ICFG's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 43.82 to a high of 10,000.00. Based on the distribution chart, ICFG ranks #999999 out of 157 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ICFG has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does ICFG's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, ICFG ranks #999999 out of 157 companies for Interest Coverage. This places ICFG in the lower half of its industry. The industry median Interest Coverage is 50.67. Historically, ICFG's own Interest Coverage has ranged from 43.82 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.67, based on 157 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ICFG and its competitors. For the Credit Services industry, the median Interest Coverage is 50.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICFG's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICFG stock overvalued right now?
ICFG (LSE:ICFG) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). ICFG's overall GF Score™ is 33/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ICFG (LSE:ICFG), the current Interest Coverage is 0 (At Loss) as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ICFG Ltd through its subsidiaries operates under four business segments: financial services; investment banking; AI and IT services; and real estate development and management. financial services segment is authorized to provide lending, trust deposit, factoring, payment guarantees, and investing in short-term financial instruments. investment banking segment Provides brokerage, dealing, underwriting, and investment consultancy services. AI and IT services segment focuses on developing fintech and digital banking solutions using artificial intelligence (AI) innovations. and real estate development and management segment offers a comprehensive suite of services that covers property management, and real estate investment products. The Maximum revenue is from the Financial Services Segment.
33GF Score
Get the complete analysis for LSE:ICFG
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