ICFG (LSE:ICFG) EBIT: £-113.82 Mil (TTM As of Jun. 2025)


LSE:ICFG ICFG Ltd LSE:ICFG
26 GF Score
Price £0.15
! 2 Warning Signs
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What is ICFG EBIT?

ICFG LSE:ICFG 26 EBIT is £-113.82 Mil as of Jun. 2025. GuruFocus rates LSE:ICFG with a GF Score™ of 26/100. The stock has 2 warning signs investors should review.

ICFG's earnings before interest and taxes (EBIT) for the six months ended in Jun. 2025 was £-96.06 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2025 was £-113.82 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. ICFG's annualized ROC % for the quarter that ended in Jun. 2025 was -157.10%. ICFG's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2025 was -7,863.69%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. ICFG's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2025 was -84.97%.

ICFG  (LSE:ICFG) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

ICFG's annualized ROC % for the quarter that ended in Jun. 2025 is calculated as:

ROC % (Q: Jun. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2024 ) + Invested Capital (Q: Jun. 2025 ))/ count )
=-192.11 * ( 1 - 0% )/( (4.94 + 239.637)/ 2 )
=-192.11/122.2885
=-157.10 %

where

Invested Capital(Q: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0.453 - 1.163 - ( 0.446 - max(0, 6.103 - 0.453+0.446))
=4.94

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=212.512 - 1.883 - ( 21.66 - max(0, 111.208 - 82.2+21.66))
=239.637

Note: The Operating Income data used here is two times the semi-annual (Jun. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ICFG's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2024  Q: Jun. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-192.11/( ( (0 + max(-1.188, 0)) + (4.886 + max(-41.283, 0)) )/ 2 )
=-192.11/( ( 0 + 4.886 )/ 2 )
=-192.11/2.443
=-7,863.69 %

where Working Capital is:

Working Capital(Q: Dec. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.007) - (1.163 + 0 + 0.031999999999999)
=-1.188

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 2.307 + 3.57) - (1.883 + 0 + 45.277)
=-41.283

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Jun. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

ICFG's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2025 )
=-113.818/133.949
=-84.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICFG EBIT Related Terms

ICFG EBIT Historical Data

* Premium members only.

The historical data trend for ICFG's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICFG EBIT Chart

ICFG Annual Data
Trend Jun22 Dec23 Dec24
EBIT
-0.39 0.00 -3.95

ICFG Semi-Annual Data
Dec21 Jun22 Dec22 Dec23 Jun24 Dec24 Jun25
EBIT Get a 7-Day Free Trial -0.80 0.00 13.73 -17.76 -96.06

LSE:ICFG vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, ICFG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ICFG EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ICFG's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where ICFG's EV-to-EBIT falls into.


LSE:ICFG
26GF Score
ICFG Ltd LSE:ICFG
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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ICFG EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-113.82 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of £-113.82 Mil mean?
ICFG (LSE:ICFG) has a EBIT of £-113.82 Mil as of Jun. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on ICFG.
Is ICFG's EBIT too high?
ICFG's current EBIT is £-113.82 Mil. Overall, ICFG has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does ICFG's EBIT compare to V and MA?
ICFG's EBIT of £-113.82 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on ICFG. ICFG's current EBIT is £-113.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICFG stock overvalued right now?
ICFG (LSE:ICFG) has a current EBIT of £-113.82 Mil. The current EBIT is £-113.82 Mil. ICFG's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For ICFG (LSE:ICFG), the current EBIT is £-113.82 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ICFG Business Description

Address Les Echelons Court, Les Echelons, Saint Peter Port, GGY, GY1 1AR
ICFG Ltd through its subsidiaries operates under four business segments: financial services; investment banking; AI and IT services; and real estate development and management. financial services segment is authorized to provide lending, trust deposit, factoring, payment guarantees, and investing in short-term financial instruments. investment banking segment Provides brokerage, dealing, underwriting, and investment consultancy services. AI and IT services segment focuses on developing fintech and digital banking solutions using artificial intelligence (AI) innovations. and real estate development and management segment offers a comprehensive suite of services that covers property management, and real estate investment products. The Maximum revenue is from the Financial Services Segment.
26GF Score

Get the complete analysis for LSE:ICFG

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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