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ICFGLSE:ICFG 22 PB Ratio is 0.63 as of Jul. 19, 2026. GuruFocus rates LSE:ICFG with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 526 Credit Services companies, ICFG ranks better than 74.52% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-19), ICFG's share price is £0.125. ICFG's Book Value per Share for the quarter that ended in Jun. 2025 was £0.20. Hence, ICFG's PB Ratio of today is 0.63.
The historical rank and industry rank for ICFG's PB Ratio or its related term are showing as below:
LSE:ICFG'
s PB Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.63
Current: 0.63
During the past 3 years, ICFG's highest PB Ratio was 0.63. The lowest was 0.00. And the median was 0.00.
LSE:ICFG's PB Ratio is ranked better than 74.52% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs LSE:ICFG: 0.63
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ICFG PB Ratio Related Terms
ICFG PB Ratio Historical Data
* Premium members only.
The historical data trend for ICFG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ICFG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICFG PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ICFG's PB Ratio distribution charts can be found below:
* The bar in red indicates where ICFG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
ICFG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ICFG (LSE:ICFG) has a PB Ratio of 0.63 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ICFG and its competitors. According to the industry distribution chart, ICFG ranks #134 out of 526 companies in the Credit Services industry, placing it in the top 25.5%.
Is ICFG's PB Ratio too high?
ICFG's current PB Ratio is 0.63. The Credit Services industry median PB Ratio is 1.06. ICFG's value of 0.63 is 40.6% below this industry median. Based on the distribution chart, ICFG ranks #134 out of 526 companies in the Credit Services industry, which is above the industry midpoint. Overall, ICFG has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does ICFG's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ICFG ranks #134 out of 526 companies for PB Ratio. This puts ICFG in the upper half of its industry. The industry median PB Ratio is 1.06. ICFG's value of 0.63 is 40.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICFG's current PB Ratio of 0.63 is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ICFG and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICFG's current PB Ratio is 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICFG stock overvalued right now?
ICFG (LSE:ICFG) has a current PB Ratio of 0.63. The current PB Ratio is 0.63 and 40.6% below the Credit Services industry median of 1.06. ICFG's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ICFG (LSE:ICFG), the current PB Ratio is 0.63 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ICFG Ltd through its subsidiaries operates under four business segments: financial services; investment banking; AI and IT services; and real estate development and management. financial services segment is authorized to provide lending, trust deposit, factoring, payment guarantees, and investing in short-term financial instruments. investment banking segment Provides brokerage, dealing, underwriting, and investment consultancy services. AI and IT services segment focuses on developing fintech and digital banking solutions using artificial intelligence (AI) innovations. and real estate development and management segment offers a comprehensive suite of services that covers property management, and real estate investment products. The Maximum revenue is from the Financial Services Segment.
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