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Affirm Holdings's gross profit for the
three
months ended in Mar. 2026 was MXN12,350 Mil. Affirm Holdings's gross profit for the trailing twelve months (TTM) ended in Mar. 2026 was MXN49,144 Mil.
Gross Margin % is calculated as gross profit divided by its revenue. Affirm Holdings's gross profit for the
three
months ended in Mar. 2026 was MXN12,350 Mil. Affirm Holdings's Revenue for the
three
months ended in Mar. 2026 was MXN18,732 Mil. Therefore, Affirm Holdings's Gross Margin % for the quarter that ended in Mar. 2026 was 65.93%.
Affirm Holdings had a gross margin of 65.93% for the quarter that ended in Mar. 2026 => Durable competitive advantage
During the past 7 years, the highestGross Margin % of Affirm Holdings was 67.72%. The lowest was 45.01%. And the median was 62.90%.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Affirm Holdings had a gross margin of 65.93% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Affirm Holdings Gross Profit Related Terms
Affirm Holdings Gross Profit Historical Data
* Premium members only.
The historical data trend for Affirm Holdings's Gross Profit can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:AFRM vs SYF, SOFI, ALLY: Gross Profit Comparison
For the Credit Services subindustry, Affirm Holdings's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affirm Holdings Gross Profit vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Affirm Holdings's Gross Profit distribution charts can be found below:
* The bar in red indicates where Affirm Holdings's Gross Profit falls into.
Gross Profit for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN49,144 Mil.
Gross Profit is the numerator in the calculation of Gross Margin.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Affirm Holdings (MEX:AFRM) has a Gross Profit of MXN49,144 Mil as of Mar. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Affirm Holdings and its competitors.
Is Affirm Holdings' Gross Profit too high?
Affirm Holdings' current Gross Profit is MXN49,144 Mil. Overall, Affirm Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Gross Profit compare to SYF and SOFI?
Affirm Holdings' Gross Profit of MXN49,144 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Affirm Holdings and its competitors. Affirm Holdings's current Gross Profit is MXN49,144 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Based on GuruFocus' analysis, Affirm Holdings (MEX:AFRM) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,257.34, compared to a current price of MXN1,240.00 — trading 1.4% below its estimated fair value. The current Gross Profit is MXN49,144 Mil. Affirm Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Affirm Holdings (MEX:AFRM), the current Gross Profit is MXN49,144 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Affirm Holdings (MEX:AFRM) Overvalued in 2026?
Based on GuruFocus' analysis, Affirm Holdings stock appears to be undervalued.
The current stock price of MXN1,240.00 is trading 1.4% below its estimated GF Value™ of MXN1,257.34.
GuruFocus considers Affirm Holdings to be Fairly Valued.
Key valuation signals for MEX:AFRM:
Gross Profit: MXN49,144 Mil
GF Value™: MXN1,257.34 vs. price of MXN1,240.00 (1.4% below fair value)
No single metric tells the full story. See the MEX:AFRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
77GF Score
Get the complete analysis for MEX:AFRM
Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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