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Shri Niwas Leasing And FinanceBOM:538897 -4.88%44 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 1,919.50. GuruFocus rates BOM:538897 with a GF Score™ of 44/100 and a GF Value™ of ₹6.48 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 156 Credit Services companies, Shri Niwas Leasing And Finance ranks worse than 641025% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Shri Niwas Leasing And Finance's
Operating Income
for the
three
months ended in Jun. 2026 was ₹1.63 Mil. Shri Niwas Leasing And Finance's Interest Expense for the
three
months ended in Jun. 2026 was ₹0.00 Mil.
Shri Niwas Leasing And Finance has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Shri Niwas Leasing And Finance's Interest Coverage or its related term are showing as below:
BOM:538897's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 50.585 * Ranked among companies with meaningful Interest Coverage only.
Shri Niwas Leasing And Finance (BOM:538897) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Shri Niwas Leasing And Finance Interest Coverage Related Terms
Shri Niwas Leasing And Finance Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Shri Niwas Leasing And Finance Interest Coverage Chart
BOM:538897 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Shri Niwas Leasing And Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shri Niwas Leasing And Finance Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shri Niwas Leasing And Finance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Shri Niwas Leasing And Finance's Interest Coverage falls into.
Shri Niwas Leasing And Finance Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Shri Niwas Leasing And Finance (BOM:538897) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shri Niwas Leasing And Finance and its competitors. This is 100% below median its historical median of 1,919.50. Over the past decade, Shri Niwas Leasing And Finance's Interest Coverage has ranged from 334.25 to 246,490.93. According to the industry distribution chart, Shri Niwas Leasing And Finance ranks #999999 out of 156 companies in the Credit Services industry.
Is Shri Niwas Leasing And Finance's Interest Coverage too high?
Shri Niwas Leasing And Finance's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 1,919.50. Over the past 10 years, this metric has ranged from a low of 334.25 to a high of 246,490.93. Based on the distribution chart, Shri Niwas Leasing And Finance ranks #999999 out of 156 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Shri Niwas Leasing And Finance has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shri Niwas Leasing And Finance's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Shri Niwas Leasing And Finance ranks #999999 out of 156 companies for Interest Coverage. This places Shri Niwas Leasing And Finance in the lower half of its industry. The industry median Interest Coverage is 50.59. Historically, Shri Niwas Leasing And Finance's own Interest Coverage has ranged from 334.25 to 246,490.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.59, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shri Niwas Leasing And Finance and its competitors. For the Credit Services industry, the median Interest Coverage is 50.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shri Niwas Leasing And Finance's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 1,919.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shri Niwas Leasing And Finance stock overvalued right now?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance (BOM:538897) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹6.48, compared to a current price of ₹13.84 — trading 113.6% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 1,919.50. Shri Niwas Leasing And Finance's overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shri Niwas Leasing And Finance (BOM:538897), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shri Niwas Leasing And Finance (BOM:538897) Overvalued in 2026?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance stock appears to be overvalued.
The current stock price of ₹13.84 is trading 113.6% above its estimated GF Value™ of ₹6.48.
GuruFocus considers Shri Niwas Leasing And Finance to be Significantly Overvalued.
Key valuation signals for BOM:538897:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 1,919.50)
GF Value™: ₹6.48 vs. price of ₹13.84 (113.6% above fair value)
No single metric tells the full story. See the BOM:538897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shri Niwas Leasing And Finance Ltd is an India-based non-banking financial company. The company is engaged in the sale/purchase/trading of equity shares, investments loans & Advances, and other related financial services.
44GF Score
Get the complete analysis for BOM:538897
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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