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Shri Niwas Leasing And Finance (BOM:538897) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Shri Niwas Leasing And Finance Quick Ratio Related Terms
Shri Niwas Leasing And Finance Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Shri Niwas Leasing And Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shri Niwas Leasing And Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shri Niwas Leasing And Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Shri Niwas Leasing And Finance's Quick Ratio falls into.
Shri Niwas Leasing And Finance Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shri Niwas Leasing And Finance (BOM:538897) has a Quick Ratio of 6,848.67 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shri Niwas Leasing And Finance and its competitors. This is 147501% above median its historical median of 4.64. Over the past decade, Shri Niwas Leasing And Finance's Quick Ratio has ranged from 1.09 to 6,848.67. According to the industry distribution chart, Shri Niwas Leasing And Finance ranks #4 out of 399 companies in the Credit Services industry, placing it in the top 1%.
Is Shri Niwas Leasing And Finance's Quick Ratio too high?
Shri Niwas Leasing And Finance's current Quick Ratio of 6,848.67 is 147501% above median its 10-year median of 4.64. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 6,848.67. The Credit Services industry median Quick Ratio is 3.72. Shri Niwas Leasing And Finance's value of 6,848.67 is 184004% above this industry median. Based on the distribution chart, Shri Niwas Leasing And Finance ranks #4 out of 399 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Shri Niwas Leasing And Finance has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shri Niwas Leasing And Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Shri Niwas Leasing And Finance ranks #4 out of 399 companies for Quick Ratio. This places Shri Niwas Leasing And Finance in the top 1% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 3.72. Shri Niwas Leasing And Finance's value of 6,848.67 is 184004% above this benchmark. Historically, Shri Niwas Leasing And Finance's own Quick Ratio has ranged from 1.09 to 6,848.67 over the past decade. While the company's 10-year median is 4.64 vs. the industry median of 3.72, Shri Niwas Leasing And Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.72, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shri Niwas Leasing And Finance's current Quick Ratio of 6,848.67 is 184004% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shri Niwas Leasing And Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shri Niwas Leasing And Finance's current Quick Ratio is 6,848.67, which is 147501% above median its own 10-year median of 4.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shri Niwas Leasing And Finance stock overvalued right now?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance (BOM:538897) is currently considered Possible Value Trap. The stock's GF Value™ is ₹75.11, compared to a current price of ₹10.91 — trading 85.5% below its estimated fair value. The current Quick Ratio is 6,848.67, which is 147501% above median its 10-year median of 4.64 and 184004% above the Credit Services industry median of 3.72. Shri Niwas Leasing And Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Shri Niwas Leasing And Finance (BOM:538897), the current Quick Ratio is 6,848.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shri Niwas Leasing And Finance (BOM:538897) Overvalued in 2026?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance stock appears to be undervalued.
The current stock price of ₹10.91 is trading 85.5% below its estimated GF Value™ of ₹75.11.
GuruFocus considers Shri Niwas Leasing And Finance to be Possible Value Trap.
Key valuation signals for BOM:538897:
Quick Ratio: 6,848.67 (147501% above median its 10-year median of 4.64)
GF Value™: ₹75.11 vs. price of ₹10.91 (85.5% below fair value)
Industry Position: 184004% above the Credit Services median (#4 of 399)
No single metric tells the full story. See the BOM:538897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shri Niwas Leasing And Finance Ltd is an India-based non-banking financial company. The company is engaged in the sale/purchase/trading of equity shares, investments loans & Advances, and other related financial services.
58GF Score
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