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Shri Niwas Leasing And FinanceBOM:538897 -4.97%58 Median PS Value is ₹18.01 as of Jul. 31, 2026, which is 100% below its 10-year median of 0.65. GuruFocus rates BOM:538897 with a GF Score™ of 58/100 and a GF Value™ of ₹75.11 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 288 Credit Services companies, Shri Niwas Leasing And Finance ranks better than 75.35% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Shri Niwas Leasing And Finance's Median PS Value or its related term are showing as below:
BOM:538897'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 0.65 Max: 0.71
Current: 0.61
During the past 13 years, the highest Price to Median PS Value of Shri Niwas Leasing And Finance was 0.71. The lowest was 0.59. And the median was 0.65.
BOM:538897's Price-to-Median-PS-Value is ranked better than 75.35% of 288
companies
in the Credit Services industry
Industry Median: 0.95
vs BOM:538897: 0.61
Shri Niwas Leasing And Finance (BOM:538897) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Shri Niwas Leasing And Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
10.91
/
18.01
=
0.61
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shri Niwas Leasing And Finance Median PS Value Related Terms
Shri Niwas Leasing And Finance Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shri Niwas Leasing And Finance Median PS Value Chart
BOM:538897 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Shri Niwas Leasing And Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shri Niwas Leasing And Finance Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shri Niwas Leasing And Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Shri Niwas Leasing And Finance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 25.4738.
Shri Niwas Leasing And Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.707.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shri Niwas Leasing And Finance (BOM:538897) has a Median PS Value of ₹18.01 as of Jul. 31, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Shri Niwas Leasing And Finance and its competitors. This is 2671% above median its historical median of 0.65. Over the past decade, Shri Niwas Leasing And Finance's Median PS Value has ranged from 0.59 to 0.71. According to the industry distribution chart, Shri Niwas Leasing And Finance ranks #71 out of 288 companies in the Credit Services industry, placing it in the top 24.7%.
Is Shri Niwas Leasing And Finance's Median PS Value too high?
Shri Niwas Leasing And Finance's current Median PS Value of ₹18.01 is 2671% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 0.71. Based on the distribution chart, Shri Niwas Leasing And Finance ranks #71 out of 288 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Shri Niwas Leasing And Finance has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shri Niwas Leasing And Finance's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Shri Niwas Leasing And Finance ranks #71 out of 288 companies for Median PS Value. This places Shri Niwas Leasing And Finance in the top 25% of its industry — outperforming the majority of peers. The industry median Median PS Value is 0.95. Historically, Shri Niwas Leasing And Finance's own Median PS Value has ranged from 0.59 to 0.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.95, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Shri Niwas Leasing And Finance and its competitors. For the Credit Services industry, the median Median PS Value is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shri Niwas Leasing And Finance's current Median PS Value is ₹18.01, which is 2671% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shri Niwas Leasing And Finance stock overvalued right now?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance (BOM:538897) is currently considered Possible Value Trap. The stock's GF Value™ is ₹75.11, compared to a current price of ₹10.91 — trading 85.5% below its estimated fair value. The current Median PS Value is ₹18.01, which is 2671% above median its 10-year median of 0.65. Shri Niwas Leasing And Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Shri Niwas Leasing And Finance (BOM:538897), the current Median PS Value is ₹18.01 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shri Niwas Leasing And Finance (BOM:538897) Overvalued in 2026?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance stock appears to be undervalued.
The current stock price of ₹10.91 is trading 85.5% below its estimated GF Value™ of ₹75.11.
GuruFocus considers Shri Niwas Leasing And Finance to be Possible Value Trap.
Key valuation signals for BOM:538897:
Median PS Value: ₹18.01 (2671% above median its 10-year median of 0.65)
GF Value™: ₹75.11 vs. price of ₹10.91 (85.5% below fair value)
No single metric tells the full story. See the BOM:538897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shri Niwas Leasing And Finance Ltd is an India-based non-banking financial company. The company is engaged in the sale/purchase/trading of equity shares, investments loans & Advances, and other related financial services.
58GF Score
Get the complete analysis for BOM:538897
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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