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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Shri Niwas Leasing And Finance's share price is ₹10.81.
Shri Niwas Leasing And Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.71. Hence, Shri Niwas Leasing And Finance's PS Ratio for today is 15.29.
Good Sign:
Shri Niwas Leasing And Finance Ltd stock PS Ratio (=4.13) is close to 10-year low of 4.13.
The historical rank and industry rank for Shri Niwas Leasing And Finance's PS Ratio or its related term are showing as below:
BOM:538897'
s PS Ratio Range Over the Past 10 Years
Min: 8.14 Med: 25.47 Max: 269.19
Current: 15.29
During the past 13 years, Shri Niwas Leasing And Finance's highest PS Ratio was 269.19. The lowest was 8.14. And the median was 25.47.
BOM:538897's PS Ratio is ranked worse than 85.47% of 523
companies
in the Credit Services industry
Industry Median: 2.92
vs BOM:538897: 15.29
During the past 13 years, Shri Niwas Leasing And Finance's highest 3-Year average Revenue per Share Growth Rate was 263.70% per year. The lowest was -76.50% per year. And the median was -3.45% per year.
Shri Niwas Leasing And Finance (BOM:538897) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Shri Niwas Leasing And Finance PS Ratio Related Terms
Shri Niwas Leasing And Finance PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Shri Niwas Leasing And Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shri Niwas Leasing And Finance PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shri Niwas Leasing And Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Shri Niwas Leasing And Finance's PS Ratio falls into.
Shri Niwas Leasing And Finance PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Shri Niwas Leasing And Finance's Share Price of today is ₹10.81. Shri Niwas Leasing And Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.71.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Shri Niwas Leasing And Finance (BOM:538897) has a PS Ratio of 15.29 as of Aug. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Shri Niwas Leasing And Finance and its competitors. This is 40% below median its historical median of 25.47. Over the past decade, Shri Niwas Leasing And Finance's PS Ratio has ranged from 8.14 to 269.19. According to the industry distribution chart, Shri Niwas Leasing And Finance ranks #447 out of 523 companies in the Credit Services industry, placing it in the top 85.5%.
Is Shri Niwas Leasing And Finance's PS Ratio too high?
Shri Niwas Leasing And Finance's current PS Ratio of 15.29 is 40% below median its 10-year median of 25.47. Over the past 10 years, this metric has ranged from a low of 8.14 to a high of 269.19. The Credit Services industry median PS Ratio is 2.92. Shri Niwas Leasing And Finance's value of 15.29 is 423.6% above this industry median. Based on the distribution chart, Shri Niwas Leasing And Finance ranks #447 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Shri Niwas Leasing And Finance has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shri Niwas Leasing And Finance's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Shri Niwas Leasing And Finance ranks #447 out of 523 companies for PS Ratio. This places Shri Niwas Leasing And Finance in the lower half of its industry. The industry median PS Ratio is 2.92. Shri Niwas Leasing And Finance's value of 15.29 is 423.6% above this benchmark. Historically, Shri Niwas Leasing And Finance's own PS Ratio has ranged from 8.14 to 269.19 over the past decade. While the company's 10-year median is 25.47 vs. the industry median of 2.92, Shri Niwas Leasing And Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.92, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shri Niwas Leasing And Finance's current PS Ratio of 15.29 is 423.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Shri Niwas Leasing And Finance and its competitors. For the Credit Services industry, the median PS Ratio is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shri Niwas Leasing And Finance's current PS Ratio is 15.29, which is 40% below median its own 10-year median of 25.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shri Niwas Leasing And Finance stock overvalued right now?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance (BOM:538897) is currently considered Possible Value Trap. The stock's GF Value™ is ₹75.72, compared to a current price of ₹10.81 — trading 85.7% below its estimated fair value. The current PS Ratio is 15.29, which is 40% below median its 10-year median of 25.47 and 423.6% above the Credit Services industry median of 2.92. Shri Niwas Leasing And Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Shri Niwas Leasing And Finance (BOM:538897), the current PS Ratio is 15.29 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shri Niwas Leasing And Finance (BOM:538897) Overvalued in 2026?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance stock appears to be undervalued.
The current stock price of ₹10.81 is trading 85.7% below its estimated GF Value™ of ₹75.72.
GuruFocus considers Shri Niwas Leasing And Finance to be Possible Value Trap.
Key valuation signals for BOM:538897:
PS Ratio: 15.29 (40% below median its 10-year median of 25.47)
GF Value™: ₹75.72 vs. price of ₹10.81 (85.7% below fair value)
Industry Position: 423.6% above the Credit Services median (#447 of 523)
No single metric tells the full story. See the BOM:538897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shri Niwas Leasing And Finance Ltd is an India-based non-banking financial company. The company is engaged in the sale/purchase/trading of equity shares, investments loans & Advances, and other related financial services.
58GF Score
Get the complete analysis for BOM:538897
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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