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Shri Niwas Leasing And FinanceBOM:538897 +4.96%63 Return-on-Tangible-Asset is 0.05% as of Jun. 2026, which is 81% below its 10-year median of 0.27. GuruFocus rates BOM:538897 with a GF Score™ of 63/100 and a GF Value™ of ₹32.97 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 546 Credit Services companies, Shri Niwas Leasing And Finance ranks worse than 63.19% on this metric.
The historical rank and industry rank for Shri Niwas Leasing And Finance's Return-on-Tangible-Asset or its related term are showing as below:
BOM:538897'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -198.85 Med: 0.27 Max: 99.4
Current: 0.91
During the past 13 years, Shri Niwas Leasing And Finance's highest Return-on-Tangible-Asset was 99.40%. The lowest was -198.85%. And the median was 0.27%.
BOM:538897's Return-on-Tangible-Asset is ranked worse than 63.19% of 546
companies
in the Credit Services industry
Industry Median: 2.015
vs BOM:538897: 0.91
Shri Niwas Leasing And Finance (BOM:538897) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Shri Niwas Leasing And Finance Return-on-Tangible-Asset Related Terms
Shri Niwas Leasing And Finance Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shri Niwas Leasing And Finance Return-on-Tangible-Asset Chart
BOM:538897 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Shri Niwas Leasing And Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shri Niwas Leasing And Finance Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shri Niwas Leasing And Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Shri Niwas Leasing And Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.05% mean?
Shri Niwas Leasing And Finance (BOM:538897) has a Return-on-Tangible-Asset of 0.05% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Shri Niwas Leasing And Finance and its competitors. This is 81% below median its historical median of 0.27. According to the industry distribution chart, Shri Niwas Leasing And Finance ranks #345 out of 546 companies in the Credit Services industry, placing it in the top 63.2%.
Is Shri Niwas Leasing And Finance's Return-on-Tangible-Asset too high?
Shri Niwas Leasing And Finance's current Return-on-Tangible-Asset of 0.05% is 81% below median its 10-year median of 0.27. The Credit Services industry median Return-on-Tangible-Asset is 2.02. Shri Niwas Leasing And Finance's value of 0.05% is 97.5% below this industry median. Based on the distribution chart, Shri Niwas Leasing And Finance ranks #345 out of 546 companies in the Credit Services industry, which is below the industry midpoint. Overall, Shri Niwas Leasing And Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shri Niwas Leasing And Finance's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Shri Niwas Leasing And Finance ranks #345 out of 546 companies for Return-on-Tangible-Asset. This places Shri Niwas Leasing And Finance in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.02. Shri Niwas Leasing And Finance's value of 0.05% is 97.5% below this benchmark. While the company's 10-year median is 0.27 vs. the industry median of 2.02, Shri Niwas Leasing And Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.02, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shri Niwas Leasing And Finance's current Return-on-Tangible-Asset of 0.05% is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Shri Niwas Leasing And Finance and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shri Niwas Leasing And Finance's current Return-on-Tangible-Asset is 0.05%, which is 81% below median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shri Niwas Leasing And Finance stock overvalued right now?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance (BOM:538897) is currently considered Possible Value Trap. The stock's GF Value™ is ₹32.97, compared to a current price of ₹17.14 — trading 48% below its estimated fair value. The current Return-on-Tangible-Asset is 0.05%, which is 81% below median its 10-year median of 0.27 and 97.5% below the Credit Services industry median of 2.02. Shri Niwas Leasing And Finance's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Shri Niwas Leasing And Finance (BOM:538897), the current Return-on-Tangible-Asset is 0.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shri Niwas Leasing And Finance (BOM:538897) Overvalued in 2026?
Based on GuruFocus' analysis, Shri Niwas Leasing And Finance stock appears to be undervalued.
The current stock price of ₹17.14 is trading 48% below its estimated GF Value™ of ₹32.97.
GuruFocus considers Shri Niwas Leasing And Finance to be Possible Value Trap.
Key valuation signals for BOM:538897:
Return-on-Tangible-Asset: 0.05% (81% below median its 10-year median of 0.27)
GF Value™: ₹32.97 vs. price of ₹17.14 (48% below fair value)
Industry Position: 97.5% below the Credit Services median (#345 of 546)
No single metric tells the full story. See the BOM:538897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shri Niwas Leasing And Finance Ltd is an India-based non-banking financial company. The company is engaged in the sale/purchase/trading of equity shares, investments loans & Advances, and other related financial services.
63GF Score
Get the complete analysis for BOM:538897
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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