CHUC (Charlies Holdings) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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CHUC Charlies Holdings Inc CHUC
30 GF Score
Price $0.17
GF Value $0.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Charlies Holdings Interest Coverage?

Charlies Holdings CHUC -2.86% 30 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates CHUC with a GF Score™ of 30/100 and a GF Value™ of $0.14 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 35 Tobacco Products companies, Charlies Holdings ranks worse than 2857140% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Charlies Holdings's Operating Income for the three months ended in Mar. 2026 was $-0.98 Mil. Charlies Holdings's Interest Expense for the three months ended in Mar. 2026 was $-0.08 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Charlies Holdings's Interest Coverage or its related term are showing as below:


CHUC's Interest Coverage is not ranked *
in the Tobacco Products industry.
Industry Median: 10.9
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Charlies Holdings  (OTCPK:CHUC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Charlies Holdings Interest Coverage Related Terms


Charlies Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Charlies Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Charlies Holdings Interest Coverage Chart

Charlies Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.62 0.00 0.00 0.00 0.00

Charlies Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CHUC vs RYM, HCMC, PYYX: Interest Coverage Comparison

For the Tobacco subindustry, Charlies Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charlies Holdings Interest Coverage vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Charlies Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Charlies Holdings's Interest Coverage falls into.


CHUC
30GF Score
Charlies Holdings Inc CHUC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Charlies Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Charlies Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Charlies Holdings's Interest Expense was $-0.69 Mil. Its Operating Income was $-2.17 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.51 Mil.

Charlies Holdings did not have earnings to cover the interest expense.

Charlies Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Charlies Holdings's Interest Expense was $-0.08 Mil. Its Operating Income was $-0.98 Mil. And its Long-Term Debt & Capital Lease Obligation was $2.46 Mil.

Charlies Holdings did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Charlies Holdings (CHUC) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Charlies Holdings and its competitors. According to the industry distribution chart, Charlies Holdings ranks #999999 out of 35 companies in the Tobacco Products industry.
Is Charlies Holdings' Interest Coverage too high?
Charlies Holdings' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Charlies Holdings ranks #999999 out of 35 companies in the Tobacco Products industry, which is in the bottom quartile relative to peers. Overall, Charlies Holdings has a GF Score™ of 30/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Charlies Holdings' Interest Coverage compare to RYM and HCMC?
According to the Tobacco Products industry distribution chart, Charlies Holdings ranks #999999 out of 35 companies for Interest Coverage. This places Charlies Holdings in the lower half of its industry. The industry median Interest Coverage is 10.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Tobacco Products company?
The median Interest Coverage among Tobacco Products companies is 10.90, based on 35 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Charlies Holdings and its competitors. For the Tobacco Products industry, the median Interest Coverage is 10.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charlies Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charlies Holdings stock overvalued right now?
Based on GuruFocus' analysis, Charlies Holdings (CHUC) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.14, compared to a current price of $0.17 — trading 21.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Charlies Holdings' overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Charlies Holdings (CHUC), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charlies Holdings (CHUC) Overvalued in 2026?

Based on GuruFocus' analysis, Charlies Holdings stock appears to be overvalued. The current stock price of $0.17 is trading 21.4% above its estimated GF Value™ of $0.14. GuruFocus considers Charlies Holdings to be Modestly Overvalued.

Key valuation signals for CHUC:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $0.14 vs. price of $0.17 (21.4% above fair value)
  • GF Score™: 30/100 with 3 warning signs

No single metric tells the full story. See the CHUC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Charlies Holdings Business Description

Address 1007 Brioso Drive, Cosa Mesa, CA, USA, 92627
Charlies Holdings Inc operates in the premium vapor products industry, with a mission to provide adult smokers with alternatives to combustible cigarettes. The Company has developed a family of proprietary e-liquids and a range of compact, easy-to-use disposable vaping devices, which are sold globally through select distributors, specialty retailers, and third-party online resellers. It focuses on non-combustible nicotine-related products and alternative alkaloid (non-nicotine) vapor products, with a strategic emphasis on developing intellectual property related to product access and compliance, including age-gating and access-control technologies. The Company operates in international markets and the United States, which generates maximum revenue.
30GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.17
Price
$0.14
GF Value