PZ Cussons NigeriaNSA:PZ 64 Interest Coverage is 96.27 as of Feb. 2026, which is 838% above its 10-year median of 10.26. GuruFocus rates NSA:PZ with a GF Score™ of 64/100 and a GF Value™ of ₦52.05 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, PZ Cussons Nigeria ranks better than 80.2% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PZ Cussons Nigeria's
Operating Income
for the
three
months ended in Feb. 2026 was ₦26,437 Mil. PZ Cussons Nigeria's Interest Expense for the
three
months ended in Feb. 2026 was ₦-275 Mil.
PZ Cussons Nigeria's interest coverage for the quarter that ended in Feb. 2026 was 96.27.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PZ Cussons Nigeria's Interest Coverage or its related term are showing as below:
NSA:PZ'
s Interest Coverage Range Over the Past 10 Years
Min: 7.15 Med: 10.26 Max: 485.05
Current: 63.53
NSA:PZ's Interest Coverage is ranked better than 80.2% of 1510
companies
in the Consumer Packaged Goods industry
Industry Median: 8.64
vs NSA:PZ: 63.53
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PZ Cussons Nigeria Interest Coverage Related Terms
PZ Cussons Nigeria Interest Coverage Historical Data
* Premium members only.
The historical data trend for PZ Cussons Nigeria's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSA:PZ vs PG, CL, KVUE: Interest Coverage Comparison
For the Household & Personal Products subindustry, PZ Cussons Nigeria's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PZ Cussons Nigeria Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, PZ Cussons Nigeria's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PZ Cussons Nigeria's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PZ Cussons Nigeria (NSA:PZ) has a Interest Coverage of 96.27 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PZ Cussons Nigeria and its competitors. This is 838% above median its historical median of 10.26. Over the past decade, PZ Cussons Nigeria's Interest Coverage has ranged from 7.15 to 485.05. According to the industry distribution chart, PZ Cussons Nigeria ranks #299 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 19.8%.
Is PZ Cussons Nigeria's Interest Coverage too high?
PZ Cussons Nigeria's current Interest Coverage of 96.27 is 838% above median its 10-year median of 10.26. Over the past 10 years, this metric has ranged from a low of 7.15 to a high of 485.05. The Consumer Packaged Goods industry median Interest Coverage is 8.64. PZ Cussons Nigeria's value of 96.27 is 1014.2% above this industry median. Based on the distribution chart, PZ Cussons Nigeria ranks #299 out of 1510 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, PZ Cussons Nigeria has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PZ Cussons Nigeria's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, PZ Cussons Nigeria ranks #299 out of 1510 companies for Interest Coverage. This places PZ Cussons Nigeria in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.64. PZ Cussons Nigeria's value of 96.27 is 1014.2% above this benchmark. Historically, PZ Cussons Nigeria's own Interest Coverage has ranged from 7.15 to 485.05 over the past decade. While the company's 10-year median is 10.26 vs. the industry median of 8.64, PZ Cussons Nigeria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PZ Cussons Nigeria's current Interest Coverage of 96.27 is 1014.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PZ Cussons Nigeria and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PZ Cussons Nigeria's current Interest Coverage is 96.27, which is 838% above median its own 10-year median of 10.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PZ Cussons Nigeria stock overvalued right now?
Based on GuruFocus' analysis, PZ Cussons Nigeria (NSA:PZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦52.05, compared to a current price of ₦94.95 — trading 82.4% above its estimated fair value. The current Interest Coverage is 96.27, which is 838% above median its 10-year median of 10.26 and 1014.2% above the Consumer Packaged Goods industry median of 8.64. PZ Cussons Nigeria's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PZ Cussons Nigeria (NSA:PZ), the current Interest Coverage is 96.27 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PZ Cussons Nigeria (NSA:PZ) Overvalued in 2026?
Based on GuruFocus' analysis, PZ Cussons Nigeria stock appears to be overvalued.
The current stock price of ₦94.95 is trading 82.4% above its estimated GF Value™ of ₦52.05.
GuruFocus considers PZ Cussons Nigeria to be Significantly Overvalued.
Key valuation signals for NSA:PZ:
Interest Coverage: 96.27 (838% above median its 10-year median of 10.26)
GF Value™: ₦52.05 vs. price of ₦94.95 (82.4% above fair value)
Industry Position: 1014.2% above the Consumer Packaged Goods median (#299 of 1510)
No single metric tells the full story. See the NSA:PZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PZ Cussons Nigeria PLC manufactures, distributes and sells consumer products and home appliances. The company's operating segment includes Home and Personal Care Products and Durable Electrical Appliances. It generates maximum revenue from the Home and Personal Care Products segment. Home and Personal Care Products segment includes the production and sale of Morning Fresh, Zip, Canoe, Premier, Excel, Joy, Stella, Venus, Imperial Leather, Cussons Baby, Original Source, Carex, Robb, and others. The Durable Electrical Appliances segment includes the production and sale of Haier Thermocool Refrigerators, Freezers, Televisions, Generators, Air conditioners, Washing Machines and others. Geographically it derives revenue from Nigeria.
64GF Score
Get the complete analysis for NSA:PZ
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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