Figaro Culinary GroupPHS:FCG 37 Interest Coverage is 4.17 as of Mar. 2026, which is 88% below its 10-year median of 33.99. GuruFocus rates PHS:FCG with a GF Score™ of 37/100 and a GF Value™ of ₱0.84 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 262 Restaurants companies, Figaro Culinary Group ranks worse than 51.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Figaro Culinary Group's
Operating Income
for the
three
months ended in Mar. 2026 was ₱162 Mil. Figaro Culinary Group's Interest Expense for the
three
months ended in Mar. 2026 was ₱-39 Mil.
Figaro Culinary Group's interest coverage for the quarter that ended in Mar. 2026 was 4.17.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Figaro Culinary Group's Interest Coverage or its related term are showing as below:
PHS:FCG'
s Interest Coverage Range Over the Past 10 Years
Min: 0.59 Med: 33.99 Max: No Debt
Current: 6.1
PHS:FCG's Interest Coverage is ranked worse than 51.91% of 262
companies
in the Restaurants industry
Industry Median: 6.45
vs PHS:FCG: 6.10
Figaro Culinary Group (PHS:FCG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Figaro Culinary Group Interest Coverage Related Terms
Figaro Culinary Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Figaro Culinary Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:FCG vs MCD, SBUX, CMG: Interest Coverage Comparison
For the Restaurants subindustry, Figaro Culinary Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Figaro Culinary Group Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Figaro Culinary Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Figaro Culinary Group's Interest Coverage falls into.
Figaro Culinary Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Figaro Culinary Group (PHS:FCG) has a Interest Coverage of 4.17 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Figaro Culinary Group and its competitors. This is 88% below median its historical median of 33.99. Over the past decade, Figaro Culinary Group's Interest Coverage has ranged from 0.59 to 10,000.00. According to the industry distribution chart, Figaro Culinary Group ranks #136 out of 262 companies in the Restaurants industry, placing it in the top 51.9%.
Is Figaro Culinary Group's Interest Coverage too high?
Figaro Culinary Group's current Interest Coverage of 4.17 is 88% below median its 10-year median of 33.99. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 10,000.00. The Restaurants industry median Interest Coverage is 6.45. Figaro Culinary Group's value of 4.17 is 35.3% below this industry median. Based on the distribution chart, Figaro Culinary Group ranks #136 out of 262 companies in the Restaurants industry, which is below the industry midpoint. Overall, Figaro Culinary Group has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Figaro Culinary Group's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Figaro Culinary Group ranks #136 out of 262 companies for Interest Coverage. This places Figaro Culinary Group in the lower half of its industry. The industry median Interest Coverage is 6.45. Figaro Culinary Group's value of 4.17 is 35.3% below this benchmark. Historically, Figaro Culinary Group's own Interest Coverage has ranged from 0.59 to 10,000.00 over the past decade. While the company's 10-year median is 33.99 vs. the industry median of 6.45, Figaro Culinary Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Figaro Culinary Group's current Interest Coverage of 4.17 is 35.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Figaro Culinary Group and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Figaro Culinary Group's current Interest Coverage is 4.17, which is 88% below median its own 10-year median of 33.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Figaro Culinary Group stock overvalued right now?
Based on GuruFocus' analysis, Figaro Culinary Group (PHS:FCG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱0.84, compared to a current price of ₱0.56 — trading 33.3% below its estimated fair value. The current Interest Coverage is 4.17, which is 88% below median its 10-year median of 33.99 and 35.3% below the Restaurants industry median of 6.45. Figaro Culinary Group's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Figaro Culinary Group (PHS:FCG), the current Interest Coverage is 4.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Figaro Culinary Group (PHS:FCG) Overvalued in 2026?
Based on GuruFocus' analysis, Figaro Culinary Group stock appears to be undervalued.
The current stock price of ₱0.56 is trading 33.3% below its estimated GF Value™ of ₱0.84.
GuruFocus considers Figaro Culinary Group to be Significantly Undervalued.
Key valuation signals for PHS:FCG:
Interest Coverage: 4.17 (88% below median its 10-year median of 33.99)
GF Value™: ₱0.84 vs. price of ₱0.56 (33.3% below fair value)
Industry Position: 35.3% below the Restaurants median (#136 of 262)
No single metric tells the full story. See the PHS:FCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Figaro Culinary Group Inc formerly Figaro Coffee Group Inc is engaged in processing, manufacturing, packaging all kinds of food products, and establishing and maintaining restaurants, coffee shops, and refreshments parlors; to serve, arrange, cater foods, drinks, refreshments, and other food commodities. The brands of the company include Figaro Coffee. Angel's Pizza, Tien-Ma's Taiwanese Cuisine. The company earns majority of its revenue from Angel's Pizza.
37GF Score
Get the complete analysis for PHS:FCG
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