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PChome OnlineROCO:8044 -1.41%60 Interest Coverage is 6.31 as of Jun. 2026, which is 29% above its 10-year median of 4.90. GuruFocus rates ROCO:8044 with a GF Score™ of 60/100 and a GF Value™ of NT$25.72 (Fairly Valued). The stock has 8 warning signs investors should review. Among 837 Retail - Cyclical companies, PChome Online ranks worse than 74.67% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PChome Online's
Operating Income
for the
three
months ended in Jun. 2026 was NT$225 Mil. PChome Online's Interest Expense for the
three
months ended in Jun. 2026 was NT$-36 Mil.
PChome Online's interest coverage for the quarter that ended in Jun. 2026 was 6.31.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. PChome Online Inc interest coverage is 3, which is low.
The historical rank and industry rank for PChome Online's Interest Coverage or its related term are showing as below:
ROCO:8044'
s Interest Coverage Range Over the Past 10 Years
Min: 1.18 Med: 4.9 Max: 696.11
Current: 3
ROCO:8044's Interest Coverage is ranked worse than 74.67% of 837
companies
in the Retail - Cyclical industry
Industry Median: 7.57
vs ROCO:8044: 3.00
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PChome Online Interest Coverage Related Terms
PChome Online Interest Coverage Historical Data
* Premium members only.
The historical data trend for PChome Online's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:8044 vs AMZN, BABA, PDD: Interest Coverage Comparison
For the Internet Retail subindustry, PChome Online's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PChome Online Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PChome Online's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PChome Online's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PChome Online (ROCO:8044) has a Interest Coverage of 6.31 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PChome Online and its competitors. This is 29% above median its historical median of 4.90. Over the past decade, PChome Online's Interest Coverage has ranged from 1.18 to 696.11. According to the industry distribution chart, PChome Online ranks #625 out of 837 companies in the Retail - Cyclical industry, placing it in the top 74.7%.
Is PChome Online's Interest Coverage too high?
PChome Online's current Interest Coverage of 6.31 is 29% above median its 10-year median of 4.90. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 696.11. The Retail - Cyclical industry median Interest Coverage is 7.57. PChome Online's value of 6.31 is 16.6% below this industry median. Based on the distribution chart, PChome Online ranks #625 out of 837 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, PChome Online has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PChome Online's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, PChome Online ranks #625 out of 837 companies for Interest Coverage. This places PChome Online in the lower half of its industry. The industry median Interest Coverage is 7.57. PChome Online's value of 6.31 is 16.6% below this benchmark. Historically, PChome Online's own Interest Coverage has ranged from 1.18 to 696.11 over the past decade. While the company's 10-year median is 4.90 vs. the industry median of 7.57, PChome Online has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.57, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PChome Online's current Interest Coverage of 6.31 is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PChome Online and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PChome Online's current Interest Coverage is 6.31, which is 29% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PChome Online stock overvalued right now?
Based on GuruFocus' analysis, PChome Online (ROCO:8044) is currently considered Fairly Valued. The stock's GF Value™ is NT$25.72, compared to a current price of NT$24.45 — trading 4.9% below its estimated fair value. The current Interest Coverage is 6.31, which is 29% above median its 10-year median of 4.90 and 16.6% below the Retail - Cyclical industry median of 7.57. PChome Online's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PChome Online (ROCO:8044), the current Interest Coverage is 6.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PChome Online (ROCO:8044) Overvalued in 2026?
Based on GuruFocus' analysis, PChome Online stock appears to be undervalued.
The current stock price of NT$24.45 is trading 4.9% below its estimated GF Value™ of NT$25.72.
GuruFocus considers PChome Online to be Fairly Valued.
Key valuation signals for ROCO:8044:
Interest Coverage: 6.31 (29% above median its 10-year median of 4.90)
GF Value™: NT$25.72 vs. price of NT$24.45 (4.9% below fair value)
Industry Position: 16.6% below the Retail - Cyclical median (#625 of 837)
No single metric tells the full story. See the ROCO:8044 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PChome Online Inc is an E-commerce service provider. The primary business scope of the Company and its subsidiaries (together referred to as the Group) includes software design, digital information supply, data processing, and wholesaling and retailing of office machinery, equipment, and information software. The Group's reportable segments are the E-Commerce-Sales segment, Marketplace segment, Fintech segment, and other segment. The E-Commerce-Sales segment is the revenue collection from the online platform from the sale of goods. The other segment is the revenue generated from the online platform to provide search engine services, and telecommunication and communication services. Geographically, in Taiwan only.
60GF Score
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