PChome Online (ROCO:8044) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


ROCO:8044 PChome Online Inc ROCO:8044
57 GF Score
Price NT$26.80
GF Value NT$25.34
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is PChome Online Interest Coverage?

PChome Online ROCO:8044 57 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates ROCO:8044 with a GF Score™ of 57/100 and a GF Value™ of NT$25.34 (Fairly Valued). The stock has 5 warning signs investors should review. Among 825 Retail - Cyclical companies, PChome Online ranks worse than 121212% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PChome Online's Operating Income for the three months ended in Dec. 2025 was NT$-129 Mil. PChome Online's Interest Expense for the three months ended in Dec. 2025 was NT$-37 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PChome Online's Interest Coverage or its related term are showing as below:


ROCO:8044's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.47
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PChome Online  (ROCO:8044) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PChome Online Interest Coverage Related Terms


PChome Online Interest Coverage Historical Data

* Premium members only.

The historical data trend for PChome Online's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PChome Online Interest Coverage Chart

PChome Online Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.44 2.31 0.00 1.18 0.00

PChome Online Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.45 1.26 2.96 0.00

ROCO:8044 vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, PChome Online's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PChome Online Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, PChome Online's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PChome Online's Interest Coverage falls into.


ROCO:8044
57GF Score
PChome Online Inc ROCO:8044
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PChome Online Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PChome Online's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PChome Online's Interest Expense was NT$-124 Mil. Its Operating Income was NT$-19 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$6,578 Mil.

PChome Online did not have earnings to cover the interest expense.

PChome Online's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, PChome Online's Interest Expense was NT$-37 Mil. Its Operating Income was NT$-129 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$6,578 Mil.

PChome Online did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PChome Online (ROCO:8044) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PChome Online and its competitors. According to the industry distribution chart, PChome Online ranks #999999 out of 825 companies in the Retail - Cyclical industry.
Is PChome Online's Interest Coverage too high?
PChome Online's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PChome Online ranks #999999 out of 825 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, PChome Online has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PChome Online's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, PChome Online ranks #999999 out of 825 companies for Interest Coverage. This places PChome Online in the lower half of its industry. The industry median Interest Coverage is 7.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PChome Online and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PChome Online's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PChome Online stock overvalued right now?
Based on GuruFocus' analysis, PChome Online (ROCO:8044) is currently considered Fairly Valued. The stock's GF Value™ is NT$25.34, compared to a current price of NT$26.80 — trading 5.8% above its estimated fair value. The current Interest Coverage is 0 (At Loss). PChome Online's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PChome Online (ROCO:8044), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PChome Online (ROCO:8044) Overvalued in 2026?

Based on GuruFocus' analysis, PChome Online stock appears to be overvalued. The current stock price of NT$26.80 is trading 5.8% above its estimated GF Value™ of NT$25.34. GuruFocus considers PChome Online to be Fairly Valued.

Key valuation signals for ROCO:8044:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: NT$25.34 vs. price of NT$26.80 (5.8% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the ROCO:8044 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PChome Online Business Description

Address Tun Hwa South Road, 12 Floor, No. 105, Section 2, Taipei, TWN, 106
PChome Online Inc is an E-commerce service provider. The primary business scope of the Company and its subsidiaries (together referred to as the Group) includes software design, digital information supply, data processing, and wholesaling and retailing of office machinery, equipment, and information software. The Group's reportable segments are the E-Commerce-Sales segment, Marketplace segment, Fintech segment, and other segment. The E-Commerce-Sales segment is the revenue collection from the online platform from the sale of goods. The other segment is the revenue generated from the online platform to provide search engine services, and telecommunication and communication services. Geographically, in Taiwan only.
57GF Score

Get the complete analysis for ROCO:8044

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$26.80
Price
NT$25.34
GF Value