Lum Chang Holdings (SGX:L19) Interest Expense: S$-1.6 Mil (TTM As of Dec. 2025)

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SGX:L19 Lum Chang Holdings Ltd SGX:L19
54 GF Score
Price S$0.55
GF Value S$0.35
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lum Chang Holdings Interest Expense?

Lum Chang Holdings SGX:L19 54 Interest Expense is S$-1.6 Mil as of Dec. 2025. GuruFocus rates SGX:L19 with a GF Score™ of 54/100 and a GF Value™ of S$0.35 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Lum Chang Holdings's interest expense for the six months ended in Dec. 2025 was S$ -0.7 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was S$-1.6 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Lum Chang Holdings's Operating Income for the six months ended in Dec. 2025 was S$ 12.8 Mil. Lum Chang Holdings's Interest Expense for the six months ended in Dec. 2025 was S$ -0.7 Mil. Lum Chang Holdings's Interest Coverage for the quarter that ended in Dec. 2025 was 18.90. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lum Chang Holdings  (SGX:L19) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lum Chang Holdings's Interest Expense for the six months ended in Dec. 2025 was S$-0.7 Mil. Its Operating Income for the six months ended in Dec. 2025 was S$12.8 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was S$30.8 Mil.

Lum Chang Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*12.831/-0.679
=18.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Lum Chang Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for Lum Chang Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lum Chang Holdings Interest Expense Chart

Lum Chang Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.27 -3.71 -3.12 -2.87 -1.96

Lum Chang Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.29 -1.60 -1.09 -0.90 -0.68
SGX:L19
54GF Score
Lum Chang Holdings Ltd SGX:L19
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Lum Chang Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was S$-1.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of S$-1.6 Mil mean?
Lum Chang Holdings (SGX:L19) has a Interest Expense of S$-1.6 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lum Chang Holdings and its competitors.
Is Lum Chang Holdings' Interest Expense too high?
Lum Chang Holdings' current Interest Expense is S$-1.6 Mil. Overall, Lum Chang Holdings has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lum Chang Holdings' Interest Expense compare to PWR and FIX?
Lum Chang Holdings' Interest Expense of S$-1.6 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Construction company?
A good Interest Expense depends on the Construction industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lum Chang Holdings and its competitors. Lum Chang Holdings's current Interest Expense is S$-1.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lum Chang Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lum Chang Holdings (SGX:L19) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.35, compared to a current price of S$0.55 — trading 57.1% above its estimated fair value. The current Interest Expense is S$-1.6 Mil. Lum Chang Holdings' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Lum Chang Holdings (SGX:L19), the current Interest Expense is S$-1.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lum Chang Holdings (SGX:L19) Overvalued in 2026?

Based on GuruFocus' analysis, Lum Chang Holdings stock appears to be overvalued. The current stock price of S$0.55 is trading 57.1% above its estimated GF Value™ of S$0.35. GuruFocus considers Lum Chang Holdings to be Significantly Overvalued.

Key valuation signals for SGX:L19:

  • Interest Expense: S$-1.6 Mil
  • GF Value™: S$0.35 vs. price of S$0.55 (57.1% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the SGX:L19 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lum Chang Holdings Business Description

Address 14 Kung Chong Road, No. 08-01 Lum Chang Building, Singapore, SGP, 159150
Lum Chang Holdings Ltd is a construction company operating through four segments: Construction; Restoration & Interior Fit-Out; Property Development and Investment; and Investment Holding & Others. The Construction segment, which contributes the majority of the revenue, focuses on building construction, extensions, additions, alterations, refurbishment, and restoration. The Restoration & Interior Fit-Out segment offers niche restoration works, interior fit-outs, and addition and alteration (A&A) projects. The Property Development and Investment segment develops and holds properties for sale and investment, while the Investment Holding & Others segment manages group investments and provides management services.
54GF Score

Get the complete analysis for SGX:L19

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.55
Price
S$0.35
GF Value