Lum Chang Holdings (SGX:L19) Quick Ratio: 1.16 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:L19 Lum Chang Holdings Ltd SGX:L19
53 GF Score
Price S$0.50
GF Value S$0.35
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lum Chang Holdings Quick Ratio?

Lum Chang Holdings SGX:L19 53 Quick Ratio is 1.16 as of Dec. 2025, which is 1% above its 10-year median of 1.15. GuruFocus rates SGX:L19 with a GF Score™ of 53/100 and a GF Value™ of S$0.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,783 Construction companies, Lum Chang Holdings ranks worse than 58.61% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Lum Chang Holdings's quick ratio for the quarter that ended in Dec. 2025 was 1.16.

Lum Chang Holdings has a quick ratio of 1.16. It generally indicates good short-term financial strength.

The historical rank and industry rank for Lum Chang Holdings's Quick Ratio or its related term are showing as below:

SGX:L19' s Quick Ratio Range Over the Past 10 Years
Min: 0.98   Med: 1.15   Max: 1.92
Current: 1.16

During the past 13 years, Lum Chang Holdings's highest Quick Ratio was 1.92. The lowest was 0.98. And the median was 1.15.

SGX:L19's Quick Ratio is ranked worse than
58.61% of 1783 companies
in the Construction industry
Industry Median: 1.29 vs SGX:L19: 1.16

Lum Chang Holdings  (SGX:L19) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Lum Chang Holdings Quick Ratio Related Terms


Lum Chang Holdings Quick Ratio Historical Data

* Premium members only.

The historical data trend for Lum Chang Holdings's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lum Chang Holdings Quick Ratio Chart

Lum Chang Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 1.13 0.98 1.04 1.08

Lum Chang Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 1.04 1.06 1.08 1.16

SGX:L19 vs PWR, FIX, EME: Quick Ratio Comparison

For the Engineering & Construction subindustry, Lum Chang Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lum Chang Holdings Quick Ratio vs Construction Industry

For the Construction industry and Industrials sector, Lum Chang Holdings's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Lum Chang Holdings's Quick Ratio falls into.


SGX:L19
53GF Score
Lum Chang Holdings Ltd SGX:L19
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lum Chang Holdings Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Lum Chang Holdings's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Quick Ratio (A: Jun. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(213.254-29.43)/169.45
=1.08

Lum Chang Holdings's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(224.76-27.714)/170.208
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.16 mean?
Lum Chang Holdings (SGX:L19) has a Quick Ratio of 1.16 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Lum Chang Holdings and its competitors. This is near median its historical median of 1.15. Over the past decade, Lum Chang Holdings' Quick Ratio has ranged from 0.98 to 1.92. According to the industry distribution chart, Lum Chang Holdings ranks #1045 out of 1783 companies in the Construction industry, placing it in the top 58.6%.
Is Lum Chang Holdings' Quick Ratio too high?
Lum Chang Holdings' current Quick Ratio of 1.16 is near median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.92. The Construction industry median Quick Ratio is 1.29. Lum Chang Holdings' value of 1.16 is 10.1% below this industry median. Based on the distribution chart, Lum Chang Holdings ranks #1045 out of 1783 companies in the Construction industry, which is below the industry midpoint. Overall, Lum Chang Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lum Chang Holdings' Quick Ratio compare to PWR and FIX?
According to the Construction industry distribution chart, Lum Chang Holdings ranks #1045 out of 1783 companies for Quick Ratio. This places Lum Chang Holdings in the lower half of its industry. The industry median Quick Ratio is 1.29. Lum Chang Holdings' value of 1.16 is 10.1% below this benchmark. Historically, Lum Chang Holdings' own Quick Ratio has ranged from 0.98 to 1.92 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 1.29, Lum Chang Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Construction company?
The median Quick Ratio among Construction companies is 1.29, based on 1,783 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lum Chang Holdings's current Quick Ratio of 1.16 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Lum Chang Holdings and its competitors. For the Construction industry, the median Quick Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lum Chang Holdings's current Quick Ratio is 1.16, which is near median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lum Chang Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lum Chang Holdings (SGX:L19) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.35, compared to a current price of S$0.50 — trading 42.9% above its estimated fair value. The current Quick Ratio is 1.16, which is near median its 10-year median of 1.15 and 10.1% below the Construction industry median of 1.29. Lum Chang Holdings' overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Lum Chang Holdings (SGX:L19), the current Quick Ratio is 1.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lum Chang Holdings (SGX:L19) Overvalued in 2026?

Based on GuruFocus' analysis, Lum Chang Holdings stock appears to be overvalued. The current stock price of S$0.50 is trading 42.9% above its estimated GF Value™ of S$0.35. GuruFocus considers Lum Chang Holdings to be Significantly Overvalued.

Key valuation signals for SGX:L19:

  • Quick Ratio: 1.16 (near median its 10-year median of 1.15)
  • GF Value™: S$0.35 vs. price of S$0.50 (42.9% above fair value)
  • GF Score™: 53/100 with 5 warning signs
  • Industry Position: 10.1% below the Construction median (#1045 of 1783)

No single metric tells the full story. See the SGX:L19 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lum Chang Holdings Business Description

Address 14 Kung Chong Road, No. 08-01 Lum Chang Building, Singapore, SGP, 159150
Lum Chang Holdings Ltd is a construction company operating through four segments: Construction; Restoration & Interior Fit-Out; Property Development and Investment; and Investment Holding & Others. The Construction segment, which contributes the majority of the revenue, focuses on building construction, extensions, additions, alterations, refurbishment, and restoration. The Restoration & Interior Fit-Out segment offers niche restoration works, interior fit-outs, and addition and alteration (A&A) projects. The Property Development and Investment segment develops and holds properties for sale and investment, while the Investment Holding & Others segment manages group investments and provides management services.
53GF Score

Get the complete analysis for SGX:L19

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.50
Price
S$0.35
GF Value