Lum Chang Holdings (SGX:L19) ROE % Adjusted to Book Value: 8.04% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:L19 Lum Chang Holdings Ltd SGX:L19
51 GF Score
Price S$0.50
GF Value S$0.35
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lum Chang Holdings ROE % Adjusted to Book Value?

Lum Chang Holdings SGX:L19 -0.99% 51 ROE % Adjusted to Book Value is 8.04% as of Dec. 2025. GuruFocus rates SGX:L19 with a GF Score™ of 51/100 and a GF Value™ of S$0.35 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Lum Chang Holdings's ROE % for the quarter that ended in Dec. 2025 was 8.44%. Lum Chang Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 1.05. Lum Chang Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.04%.


Lum Chang Holdings ROE % Adjusted to Book Value Related Terms


Lum Chang Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Lum Chang Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lum Chang Holdings ROE % Adjusted to Book Value Chart

Lum Chang Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 -6.64 -19.63 6.79 11.55

Lum Chang Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.03 6.95 6.52 17.82 8.04

SGX:L19 vs PWR, FIX, EME: ROE % Adjusted to Book Value Comparison

For the Engineering & Construction subindustry, Lum Chang Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lum Chang Holdings ROE % Adjusted to Book Value vs Construction Industry

For the Construction industry and Industrials sector, Lum Chang Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Lum Chang Holdings's ROE % Adjusted to Book Value falls into.


SGX:L19
51GF Score
Lum Chang Holdings Ltd SGX:L19
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lum Chang Holdings ROE % Adjusted to Book Value Calculation

Lum Chang Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.47% / 0.82
=11.55%

Lum Chang Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.44% / 1.05
=8.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.04% mean?
Lum Chang Holdings (SGX:L19) has a ROE % Adjusted to Book Value of 8.04% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lum Chang Holdings and its competitors.
Is Lum Chang Holdings' ROE % Adjusted to Book Value too high?
Lum Chang Holdings' current ROE % Adjusted to Book Value is 8.04%. Overall, Lum Chang Holdings has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lum Chang Holdings' ROE % Adjusted to Book Value compare to PWR and FIX?
Lum Chang Holdings' ROE % Adjusted to Book Value of 8.04% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Construction company?
A good ROE % Adjusted to Book Value depends on the Construction industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lum Chang Holdings and its competitors. Lum Chang Holdings's current ROE % Adjusted to Book Value is 8.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lum Chang Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lum Chang Holdings (SGX:L19) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.35, compared to a current price of S$0.50 — trading 42.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.04%. Lum Chang Holdings' overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Lum Chang Holdings (SGX:L19), the current ROE % Adjusted to Book Value is 8.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lum Chang Holdings (SGX:L19) Overvalued in 2026?

Based on GuruFocus' analysis, Lum Chang Holdings stock appears to be overvalued. The current stock price of S$0.50 is trading 42.9% above its estimated GF Value™ of S$0.35. GuruFocus considers Lum Chang Holdings to be Significantly Overvalued.

Key valuation signals for SGX:L19:

  • ROE % Adjusted to Book Value: 8.04%
  • GF Value™: S$0.35 vs. price of S$0.50 (42.9% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the SGX:L19 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lum Chang Holdings Business Description

Address 14 Kung Chong Road, No. 08-01 Lum Chang Building, Singapore, SGP, 159150
Lum Chang Holdings Ltd is a construction company operating through four segments: Construction; Restoration & Interior Fit-Out; Property Development and Investment; and Investment Holding & Others. The Construction segment, which contributes the majority of the revenue, focuses on building construction, extensions, additions, alterations, refurbishment, and restoration. The Restoration & Interior Fit-Out segment offers niche restoration works, interior fit-outs, and addition and alteration (A&A) projects. The Property Development and Investment segment develops and holds properties for sale and investment, while the Investment Holding & Others segment manages group investments and provides management services.
51GF Score

Get the complete analysis for SGX:L19

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.50
Price
S$0.35
GF Value