Lum Chang Holdings (SGX:L19) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:L19 Lum Chang Holdings Ltd SGX:L19
51 GF Score
Price S$0.50
GF Value S$0.35
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lum Chang Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SGX:L19
51GF Score
Lum Chang Holdings Ltd SGX:L19
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lum Chang Holdings (SGX:L19) Overvalued in 2026?

Based on GuruFocus' analysis, Lum Chang Holdings stock appears to be overvalued. The current stock price of S$0.50 is trading 42.9% above its estimated GF Value™ of S$0.35. GuruFocus considers Lum Chang Holdings to be Significantly Overvalued.

Key valuation signals for SGX:L19:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: S$0.35 vs. price of S$0.50 (42.9% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the SGX:L19 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lum Chang Holdings Business Description

Address 14 Kung Chong Road, No. 08-01 Lum Chang Building, Singapore, SGP, 159150
Lum Chang Holdings Ltd is a construction company operating through four segments: Construction; Restoration & Interior Fit-Out; Property Development and Investment; and Investment Holding & Others. The Construction segment, which contributes the majority of the revenue, focuses on building construction, extensions, additions, alterations, refurbishment, and restoration. The Restoration & Interior Fit-Out segment offers niche restoration works, interior fit-outs, and addition and alteration (A&A) projects. The Property Development and Investment segment develops and holds properties for sale and investment, while the Investment Holding & Others segment manages group investments and provides management services.
51GF Score

Get the complete analysis for SGX:L19

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.50
Price
S$0.35
GF Value