ESNT (Essent Group) Total Premiums Earned: $1,026 Mil (As of Jun. 2026)

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ESNT Essent Group Ltd ESNT
89 GF Score
Price $69.57
GF Value $71.66
Valuation Fairly Valued
! 5 Warning Signs
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What is Essent Group Total Premiums Earned?

Essent Group ESNT +0.42% 89 Total Premiums Earned is $1,026 Mil as of Jun. 2026. GuruFocus rates ESNT with a GF Score™ of 89/100 and a GF Value™ of $71.66 (Fairly Valued). The stock has 5 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Essent Group's total premiums earned for the three months ended in Jun. 2026 was $277 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Jun. 2026 was $1,026 Mil.

Essent Group's quarterly total premiums earned increased from Dec. 2025 ($243 Mil) to Mar. 2026 ($260 Mil) and increased from Mar. 2026 ($260 Mil) to Jun. 2026 ($277 Mil).

Essent Group's annual total premiums earned increased from Dec. 2023 ($917 Mil) to Dec. 2024 ($991 Mil) but then declined from Dec. 2024 ($991 Mil) to Dec. 2025 ($984 Mil).

Essent Group Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for Essent Group's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Essent Group Total Premiums Earned Chart

Essent Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 872.54 842.53 916.91 990.88 983.72

Essent Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 248.81 246.33 242.73 260.09 276.76
ESNT
89GF Score
Essent Group Ltd ESNT
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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Essent Group Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,026 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of $1,026 Mil mean?
Essent Group (ESNT) has a Total Premiums Earned of $1,026 Mil as of Jun. 2026. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Essent Group and its competitors.
Is Essent Group's Total Premiums Earned too high?
Essent Group's current Total Premiums Earned is $1,026 Mil. Overall, Essent Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Essent Group's Total Premiums Earned compare to MTG and ACT?
Essent Group's Total Premiums Earned of $1,026 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Essent Group and its competitors. Essent Group's current Total Premiums Earned is $1,026 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Essent Group stock overvalued right now?
Based on GuruFocus' analysis, Essent Group (ESNT) is currently considered Fairly Valued. The stock's GF Value™ is $71.66, compared to a current price of $69.57 — trading 2.9% below its estimated fair value. The current Total Premiums Earned is $1,026 Mil. Essent Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Essent Group (ESNT), the current Total Premiums Earned is $1,026 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Essent Group (ESNT) Overvalued in 2026?

Based on GuruFocus' analysis, Essent Group stock appears to be undervalued. The current stock price of $69.57 is trading 2.9% below its estimated GF Value™ of $71.66. GuruFocus considers Essent Group to be Fairly Valued.

Key valuation signals for ESNT:

  • Total Premiums Earned: $1,026 Mil
  • GF Value™: $71.66 vs. price of $69.57 (2.9% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the ESNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Essent Group Business Description

Other Exchanges 0U95:UKEG0:Germany
Address 2 Church Street, Clarendon House, Hamilton, BMU, HM 11
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
89GF Score

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Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.57
Price
$71.66
GF Value