ESNT (Essent Group) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ESNT Essent Group Ltd ESNT
89 GF Score
Price $69.57
GF Value $71.63
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Essent Group ROC (Joel Greenblatt) %?

Essent Group ESNT +0.42% 89 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates ESNT with a GF Score™ of 89/100 and a GF Value™ of $71.63 (Fairly Valued). The stock has 5 warning signs investors should review. Among 64 Insurance companies, Essent Group ranks worse than 1562498.44% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ESNT
89GF Score
Essent Group Ltd ESNT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Essent Group (ESNT) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Essent Group and its competitors. According to the industry distribution chart, Essent Group ranks #999999 out of 64 companies in the Insurance industry.
Is Essent Group's ROC (Joel Greenblatt) % too high?
Essent Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Essent Group ranks #999999 out of 64 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Essent Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Essent Group's ROC (Joel Greenblatt) % compare to MTG and ACT?
According to the Insurance industry distribution chart, Essent Group ranks #999999 out of 64 companies for ROC (Joel Greenblatt) %. This places Essent Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 77.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 77.21, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Essent Group and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 77.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Essent Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Essent Group stock overvalued right now?
Based on GuruFocus' analysis, Essent Group (ESNT) is currently considered Fairly Valued. The stock's GF Value™ is $71.63, compared to a current price of $69.57 — trading 2.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Essent Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Essent Group (ESNT), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Essent Group (ESNT) Overvalued in 2026?

Based on GuruFocus' analysis, Essent Group stock appears to be undervalued. The current stock price of $69.57 is trading 2.9% below its estimated GF Value™ of $71.63. GuruFocus considers Essent Group to be Fairly Valued.

Key valuation signals for ESNT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $71.63 vs. price of $69.57 (2.9% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the ESNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Essent Group Business Description

Other Exchanges 0U95:UKEG0:Germany
Address 2 Church Street, Clarendon House, Hamilton, BMU, HM 11
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
89GF Score

Get the complete analysis for ESNT

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.57
Price
$71.63
GF Value