ESNT (Essent Group) 1-Year Share Buyback Ratio: 9.70% (As of Jun. 2026 )

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ESNT Essent Group Ltd ESNT
89 GF Score
Price $69.18
GF Value $72.41
Valuation Fairly Valued
! 5 Warning Signs
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What is Essent Group 1-Year Share Buyback Ratio?

Essent Group ESNT -0.65% 89 1-Year Share Buyback Ratio is 9.70 as of Jun. 2026. GuruFocus rates ESNT with a GF Score™ of 89/100 and a GF Value™ of $72.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 262 Insurance companies, Essent Group ranks better than 95.8% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Essent Group's current 1-Year Share Buyback Ratio was 9.70%.

ESNT's 1-Year Share Buyback Ratio is ranked better than
95.8% of 262 companies
in the Insurance industry
Industry Median: 0.3 vs ESNT: 9.70

Essent Group  (NYSE:ESNT) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Essent Group 1-Year Share Buyback Ratio Related Terms


ESNT vs MTG, ACT, AXS: 1-Year Share Buyback Ratio Comparison

For the Insurance - Specialty subindustry, Essent Group's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Essent Group 1-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Essent Group's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Essent Group's 1-Year Share Buyback Ratio falls into.


ESNT
89GF Score
Essent Group Ltd ESNT
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Essent Group 1-Year Share Buyback Ratio Calculation

Essent Group's 1-Year Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Jun. 2025 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Jun. 2025 )
=(99.556 - 89.876) / 99.556
=9.7%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 9.70 mean?
Essent Group (ESNT) has a 1-Year Share Buyback Ratio of 9.70 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Essent Group and its competitors. According to the industry distribution chart, Essent Group ranks #11 out of 262 companies in the Insurance industry, placing it in the top 4.2%.
Is Essent Group's 1-Year Share Buyback Ratio too high?
Essent Group's current 1-Year Share Buyback Ratio is 9.70. The Insurance industry median 1-Year Share Buyback Ratio is 0.30. Essent Group's value of 9.70 is 3133.3% above this industry median. Based on the distribution chart, Essent Group ranks #11 out of 262 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Essent Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Essent Group's 1-Year Share Buyback Ratio compare to MTG and ACT?
According to the Insurance industry distribution chart, Essent Group ranks #11 out of 262 companies for 1-Year Share Buyback Ratio. This places Essent Group in the top 4% of its industry — outperforming the majority of peers. The industry median 1-Year Share Buyback Ratio is 0.30. Essent Group's value of 9.70 is 3133.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.30, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Essent Group's current 1-Year Share Buyback Ratio of 9.70 is 3133.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Essent Group and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Essent Group's current 1-Year Share Buyback Ratio is 9.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Essent Group stock overvalued right now?
Based on GuruFocus' analysis, Essent Group (ESNT) is currently considered Fairly Valued. The stock's GF Value™ is $72.41, compared to a current price of $69.18 — trading 4.5% below its estimated fair value. The current 1-Year Share Buyback Ratio is 9.70 and 3133.3% above the Insurance industry median of 0.30. Essent Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Essent Group (ESNT), the current 1-Year Share Buyback Ratio is 9.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Essent Group (ESNT) Overvalued in 2026?

Based on GuruFocus' analysis, Essent Group stock appears to be undervalued. The current stock price of $69.18 is trading 4.5% below its estimated GF Value™ of $72.41. GuruFocus considers Essent Group to be Fairly Valued.

Key valuation signals for ESNT:

  • 1-Year Share Buyback Ratio: 9.70
  • GF Value™: $72.41 vs. price of $69.18 (4.5% below fair value)
  • GF Score™: 89/100 with 5 warning signs
  • Industry Position: 3133.3% above the Insurance median (#11 of 262)

No single metric tells the full story. See the ESNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Essent Group Business Description

Other Exchanges 0U95:UKEG0:Germany
Address 2 Church Street, Clarendon House, Hamilton, BMU, HM 11
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
89GF Score

Get the complete analysis for ESNT

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.18
Price
$72.41
GF Value