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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Essent Group's current 3-Year Share Buyback Ratio was 3.90%.
The historical rank and industry rank for Essent Group's 3-Year Share Buyback Ratio or its related term are showing as below:
ESNT'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -4.5 Med: -2.1 Max: 3.9
Current: 3.9
During the past 13 years, Essent Group's highest 3-Year Share Buyback Ratio was 3.90%. The lowest was -4.50%. And the median was -2.10%.
ESNT's 3-Year Share Buyback Ratio is ranked better than 87.05% of 278
companies
in the Insurance industry
Industry Median: -0.1
vs ESNT: 3.90
Essent Group (NYSE:ESNT) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Essent Group 3-Year Share Buyback Ratio Related Terms
ESNT vs MTG, ACT, RYAN: 3-Year Share Buyback Ratio Comparison
For the Insurance - Specialty subindustry, Essent Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Essent Group 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Essent Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Essent Group's 3-Year Share Buyback Ratio falls into.
Essent Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 3.90 mean?
Essent Group (ESNT) has a 3-Year Share Buyback Ratio of 3.90 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Essent Group and its competitors. According to the industry distribution chart, Essent Group ranks #36 out of 278 companies in the Insurance industry, placing it in the top 12.9%.
Is Essent Group's 3-Year Share Buyback Ratio too high?
Essent Group's current 3-Year Share Buyback Ratio is 3.90. Based on the distribution chart, Essent Group ranks #36 out of 278 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Essent Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Essent Group's 3-Year Share Buyback Ratio compare to MTG and ACT?
According to the Insurance industry distribution chart, Essent Group ranks #36 out of 278 companies for 3-Year Share Buyback Ratio. This places Essent Group in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Essent Group and its competitors. Essent Group's current 3-Year Share Buyback Ratio is 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Essent Group stock overvalued right now?
Based on GuruFocus' analysis, Essent Group (ESNT) is currently considered Fairly Valued. The stock's GF Value™ is $71.98, compared to a current price of $69.00 — trading 4.1% below its estimated fair value. The current 3-Year Share Buyback Ratio is 3.90. Essent Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Essent Group (ESNT), the current 3-Year Share Buyback Ratio is 3.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Essent Group (ESNT) Overvalued in 2026?
Based on GuruFocus' analysis, Essent Group stock appears to be undervalued.
The current stock price of $69.00 is trading 4.1% below its estimated GF Value™ of $71.98.
GuruFocus considers Essent Group to be Fairly Valued.
Key valuation signals for ESNT:
3-Year Share Buyback Ratio: 3.90
GF Value™: $71.98 vs. price of $69.00 (4.1% below fair value)
No single metric tells the full story. See the ESNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
89GF Score
Get the complete analysis for ESNT
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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