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Essent GroupESNT +0.42%89 Median PS Value is $72.29 as of Aug. 16, 2026, which is 8022% above its 10-year median of 0.89. GuruFocus rates ESNT with a GF Score™ of 89/100 and a GF Value™ of $71.66 (Fairly Valued). The stock has 5 warning signs investors should review. Among 347 Insurance companies, Essent Group ranks better than 54.18% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Essent Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $14.063. Essent Group's 10-Year median PS Ratio is 5.1404. Therefore, the Median PS Value for today is $72.29.
As of today (2026-08-16), Essent Group's share price is $69.57. Essent Group's Median PS Value is $72.29. Therefore, Essent Group's Price to Median PS Value for today is 0.96.
The historical rank and industry rank for Essent Group's Median PS Value or its related term are showing as below:
ESNT'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.8 Med: 0.89 Max: 0.99
Current: 0.96
During the past 13 years, the highest Price to Median PS Value of Essent Group was 0.99. The lowest was 0.80. And the median was 0.89.
ESNT's Price-to-Median-PS-Value is ranked better than 54.18% of 347
companies
in the Insurance industry
Industry Median: 1.02
vs ESNT: 0.96
Essent Group (NYSE:ESNT) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Essent Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
69.57
/
72.29
=
0.96
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Essent Group Median PS Value Related Terms
Essent Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Essent Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ESNT vs MTG, ACT, RYAN: Median PS Value Comparison
For the Insurance - Specialty subindustry, Essent Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Essent Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Essent Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Essent Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 5.1404.
Essent Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $14.063.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Essent Group (ESNT) has a Median PS Value of $72.29 as of Aug. 16, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Essent Group and its competitors. This is 8022% above median its historical median of 0.89. Over the past decade, Essent Group's Median PS Value has ranged from 0.80 to 0.99. According to the industry distribution chart, Essent Group ranks #159 out of 347 companies in the Insurance industry, placing it in the top 45.8%.
Is Essent Group's Median PS Value too high?
Essent Group's current Median PS Value of $72.29 is 8022% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 0.99. The Insurance industry median Median PS Value is 1.02. Essent Group's value of $72.29 is 6987.3% above this industry median. Based on the distribution chart, Essent Group ranks #159 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Essent Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Essent Group's Median PS Value compare to MTG and ACT?
According to the Insurance industry distribution chart, Essent Group ranks #159 out of 347 companies for Median PS Value. This puts Essent Group in the upper half of its industry. The industry median Median PS Value is 1.02. Essent Group's value of $72.29 is 6987.3% above this benchmark. Historically, Essent Group's own Median PS Value has ranged from 0.80 to 0.99 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.02, Essent Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Essent Group's current Median PS Value of $72.29 is 6987.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Essent Group and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Essent Group's current Median PS Value is $72.29, which is 8022% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Essent Group stock overvalued right now?
Based on GuruFocus' analysis, Essent Group (ESNT) is currently considered Fairly Valued. The stock's GF Value™ is $71.66, compared to a current price of $69.57 — trading 2.9% below its estimated fair value. The current Median PS Value is $72.29, which is 8022% above median its 10-year median of 0.89 and 6987.3% above the Insurance industry median of 1.02. Essent Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Essent Group (ESNT), the current Median PS Value is $72.29 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Essent Group (ESNT) Overvalued in 2026?
Based on GuruFocus' analysis, Essent Group stock appears to be undervalued.
The current stock price of $69.57 is trading 2.9% below its estimated GF Value™ of $71.66.
GuruFocus considers Essent Group to be Fairly Valued.
Key valuation signals for ESNT:
Median PS Value: $72.29 (8022% above median its 10-year median of 0.89)
GF Value™: $71.66 vs. price of $69.57 (2.9% below fair value)
Industry Position: 6987.3% above the Insurance median (#159 of 347)
No single metric tells the full story. See the ESNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
89GF Score
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