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Utkarsh Small Finance Bank (BOM:543942) Liabilities-to-Assets : 0.88 (As of Mar. 2024)


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What is Utkarsh Small Finance Bank Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Utkarsh Small Finance Bank's Total Liabilities for the quarter that ended in Mar. 2024 was ₹209,295 Mil. Utkarsh Small Finance Bank's Total Assets for the quarter that ended in Mar. 2024 was ₹239,027 Mil. Therefore, Utkarsh Small Finance Bank's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.88.


Utkarsh Small Finance Bank Liabilities-to-Assets Historical Data

The historical data trend for Utkarsh Small Finance Bank's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Utkarsh Small Finance Bank Liabilities-to-Assets Chart

Utkarsh Small Finance Bank Annual Data
Trend Mar21 Mar22 Mar23 Mar24
Liabilities-to-Assets
0.89 0.90 0.90 0.88

Utkarsh Small Finance Bank Quarterly Data
Mar21 Mar22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial - 0.90 0.86 - 0.88

Competitive Comparison of Utkarsh Small Finance Bank's Liabilities-to-Assets

For the Banks - Regional subindustry, Utkarsh Small Finance Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Utkarsh Small Finance Bank's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Utkarsh Small Finance Bank's Liabilities-to-Assets falls into.



Utkarsh Small Finance Bank Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Utkarsh Small Finance Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2024 is calculated as:

Liabilities-to-Assets (A: Mar. 2024 )=Total Liabilities/Total Assets
=209294.887/239026.77
=0.88

Utkarsh Small Finance Bank's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=209294.887/239026.77
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Utkarsh Small Finance Bank  (BOM:543942) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Utkarsh Small Finance Bank Liabilities-to-Assets Related Terms

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Utkarsh Small Finance Bank (BOM:543942) Business Description

Traded in Other Exchanges
Address
NH – 31 (Airport Road), Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of our customer segments while assessing factors including income profile and the type of security available. its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offer savings accounts, current accounts, and a variety of term and recurring deposit accounts. It also provides non-credit offerings comprising ATM-cum-debit cards, and bill payment systems and distributes third-party point-of-sales terminals, mutual funds, and insurance products.

Utkarsh Small Finance Bank (BOM:543942) Headlines

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