Utkarsh Small Finance Bank (BOM:543942) Dividend Payout Ratio: (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543942 Utkarsh Small Finance Bank Ltd BOM:543942
67 GF Score
Price ₹14.02
GF Value ₹15.35
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Utkarsh Small Finance Bank Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Utkarsh Small Finance Bank's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for Utkarsh Small Finance Bank's Dividend Payout Ratio or its related term are showing as below:


During the past 9 years, the highest Dividend Payout Ratio of Utkarsh Small Finance Bank was 2.30. The lowest was 2.30. And the median was 2.30.

BOM:543942's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-09-22), the Dividend Yield % of Utkarsh Small Finance Bank is 0.00%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Utkarsh Small Finance Bank was 2.44%. The lowest was 0.00%. And the median was 2.07%.

Utkarsh Small Finance Bank's Dividends per Share for the months ended in Jun. 2026 was ₹0.00.

During the past 12 months, Utkarsh Small Finance Bank's average Dividends Per Share Growth Rate was -100.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Utkarsh Small Finance Bank (BOM:543942) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Utkarsh Small Finance Bank Dividend Payout Ratio Related Terms

Utkarsh Small Finance Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Utkarsh Small Finance Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Utkarsh Small Finance Bank Dividend Payout Ratio Chart

Utkarsh Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only - - 0.11 0.00 -

Utkarsh Small Finance Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Utkarsh Small Finance Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Utkarsh Small Finance Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Utkarsh Small Finance Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Utkarsh Small Finance Bank's Dividend Payout Ratio falls into.


BOM:543942
67GF Score
Utkarsh Small Finance Bank Ltd BOM:543942
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Utkarsh Small Finance Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Utkarsh Small Finance Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0/ -8.3730904259174
=N/A

Utkarsh Small Finance Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ -0.19061111860987
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Utkarsh Small Finance Bank (BOM:543942) Overvalued in 2026?

Based on GuruFocus' analysis, Utkarsh Small Finance Bank stock appears to be undervalued. The current stock price of ₹14.02 is trading 8.7% below its estimated GF Value™ of ₹15.35. GuruFocus considers Utkarsh Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:543942:

  • Dividend Payout Ratio:
  • GF Value™: ₹15.35 vs. price of ₹14.02 (8.7% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the BOM:543942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Utkarsh Small Finance Bank Business Description

Other Exchanges UTKARSHBNK:India
Address NH - 31 (Airport Road, Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
67GF Score

Get the complete analysis for BOM:543942

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.02
Price
₹15.35
GF Value