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Utkarsh Small Finance Bank's ROE % for the quarter that ended in Mar. 2026 was -27.10%. Utkarsh Small Finance Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.66.
Utkarsh Small Finance Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -41.06%.
Utkarsh Small Finance Bank ROE % Adjusted to Book Value Related Terms
Utkarsh Small Finance Bank ROE % Adjusted to Book Value Historical Data
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The historical data trend for Utkarsh Small Finance Bank's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utkarsh Small Finance Bank ROE % Adjusted to Book Value Chart
Utkarsh Small Finance Bank ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, Utkarsh Small Finance Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utkarsh Small Finance Bank ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Utkarsh Small Finance Bank's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of -41.06% mean?
Utkarsh Small Finance Bank (BOM:543942) has a ROE % Adjusted to Book Value of -41.06% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Utkarsh Small Finance Bank and its competitors.
Is Utkarsh Small Finance Bank's ROE % Adjusted to Book Value too high?
Utkarsh Small Finance Bank's current ROE % Adjusted to Book Value is -41.06%. Overall, Utkarsh Small Finance Bank has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Utkarsh Small Finance Bank's ROE % Adjusted to Book Value compare to competitors?
Utkarsh Small Finance Bank's ROE % Adjusted to Book Value of -41.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Utkarsh Small Finance Bank and its competitors. Utkarsh Small Finance Bank's current ROE % Adjusted to Book Value is -41.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utkarsh Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Utkarsh Small Finance Bank (BOM:543942) is currently considered Possible Value Trap. The stock's GF Value™ is ₹21.72, compared to a current price of ₹14.64 — trading 32.6% below its estimated fair value. The current ROE % Adjusted to Book Value is -41.06%. Utkarsh Small Finance Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Utkarsh Small Finance Bank (BOM:543942), the current ROE % Adjusted to Book Value is -41.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Utkarsh Small Finance Bank (BOM:543942) Overvalued in 2026?
Based on GuruFocus' analysis, Utkarsh Small Finance Bank stock appears to be undervalued.
The current stock price of ₹14.64 is trading 32.6% below its estimated GF Value™ of ₹21.72.
GuruFocus considers Utkarsh Small Finance Bank to be Possible Value Trap.
Key valuation signals for BOM:543942:
ROE % Adjusted to Book Value: -41.06%
GF Value™: ₹21.72 vs. price of ₹14.64 (32.6% below fair value)
No single metric tells the full story. See the BOM:543942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
67GF Score
Get the complete analysis for BOM:543942
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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