Heartland Group Holdings (ASX:HGH) Long-Term Debt: A$483.1 Mil (As of Dec. 2025)

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ASX:HGH Heartland Group Holdings Ltd ASX:HGH
44 GF Score
Price A$1.03
GF Value A$0.92
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Heartland Group Holdings Long-Term Debt?

Heartland Group Holdings ASX:HGH +1.48% 44 Long-Term Debt is A$483.1 Mil as of Dec. 2025. GuruFocus rates ASX:HGH with a GF Score™ of 44/100 and a GF Value™ of A$0.92 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Heartland Group Holdings's Long-Term Debt for the quarter that ended in Dec. 2025 was A$483.1 Mil.

Heartland Group Holdings's quarterly Long-Term Debt declined from Dec. 2024 (A$1,231.7 Mil) to Jun. 2025 (A$264.7 Mil) but then increased from Jun. 2025 (A$264.7 Mil) to Dec. 2025 (A$483.1 Mil).

Heartland Group Holdings's annual Long-Term Debt increased from Jun. 2023 (A$441.8 Mil) to Jun. 2024 (A$565.6 Mil) but then declined from Jun. 2024 (A$565.6 Mil) to Jun. 2025 (A$264.7 Mil).

Heartland Group Holdings  (ASX:HGH) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Heartland Group Holdings Long-Term Debt Related Terms

Heartland Group Holdings Long-Term Debt Historical Data

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The historical data trend for Heartland Group Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heartland Group Holdings Long-Term Debt Chart

Heartland Group Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 484.71 575.35 441.77 565.56 264.75

Heartland Group Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,298.35 565.56 1,231.66 264.75 483.07
ASX:HGH
44GF Score
Heartland Group Holdings Ltd ASX:HGH
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$483.1 Mil mean?
Heartland Group Holdings (ASX:HGH) has a Long-Term Debt of A$483.1 Mil as of Dec. 2025.
Is Heartland Group Holdings' Long-Term Debt too high?
Heartland Group Holdings' current Long-Term Debt is A$483.1 Mil. Overall, Heartland Group Holdings has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' Long-Term Debt compare to PNC and USB?
Heartland Group Holdings' Long-Term Debt of A$483.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Heartland Group Holdings's current Long-Term Debt is A$483.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (ASX:HGH) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.92, compared to a current price of A$1.03 — trading 12% above its estimated fair value. The current Long-Term Debt is A$483.1 Mil. Heartland Group Holdings' overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Heartland Group Holdings (ASX:HGH), the current Long-Term Debt is A$483.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$1.03 is trading 12% above its estimated GF Value™ of A$0.92. GuruFocus considers Heartland Group Holdings to be Modestly Overvalued.

Key valuation signals for ASX:HGH:

  • Long-Term Debt: A$483.1 Mil
  • GF Value™: A$0.92 vs. price of A$1.03 (12% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
44GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.03
Price
A$0.92
GF Value