Heartland Group Holdings (ASX:HGH) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:HGH Heartland Group Holdings Ltd ASX:HGH
44 GF Score
Price A$1.01
GF Value A$0.93
Valuation Fairly Valued
! 6 Warning Signs
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What is Heartland Group Holdings Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Heartland Group Holdings Quality Rank Related Terms

ASX:HGH
44GF Score
Heartland Group Holdings Ltd ASX:HGH
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$1.01 is trading 8.1% above its estimated GF Value™ of A$0.93. GuruFocus considers Heartland Group Holdings to be Fairly Valued.

Key valuation signals for ASX:HGH:

  • Quality Rank:
  • GF Value™: A$0.93 vs. price of A$1.01 (8.1% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
44GF Score

Get the complete analysis for ASX:HGH

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.01
Price
A$0.93
GF Value