Heartland Group Holdings (ASX:HGH) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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ASX:HGH Heartland Group Holdings Ltd ASX:HGH
44 GF Score
Price A$1.01
GF Value A$0.92
Valuation Fairly Valued
! 6 Warning Signs
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What is Heartland Group Holdings ROC (Joel Greenblatt) %?

Heartland Group Holdings ASX:HGH -1.94% 44 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates ASX:HGH with a GF Score™ of 44/100 and a GF Value™ of A$0.92 (Fairly Valued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Heartland Group Holdings ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ASX:HGH
44GF Score
Heartland Group Holdings Ltd ASX:HGH
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Heartland Group Holdings (ASX:HGH) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Heartland Group Holdings and its competitors. According to the industry distribution chart, Heartland Group Holdings ranks #999999 out of 46 companies in the Banks industry.
Is Heartland Group Holdings' ROC (Joel Greenblatt) % too high?
Heartland Group Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Heartland Group Holdings ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Heartland Group Holdings has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Heartland Group Holdings ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Heartland Group Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Heartland Group Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heartland Group Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (ASX:HGH) is currently considered Fairly Valued. The stock's GF Value™ is A$0.92, compared to a current price of A$1.01 — trading 9.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Heartland Group Holdings' overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Heartland Group Holdings (ASX:HGH), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$1.01 is trading 9.8% above its estimated GF Value™ of A$0.92. GuruFocus considers Heartland Group Holdings to be Fairly Valued.

Key valuation signals for ASX:HGH:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: A$0.92 vs. price of A$1.01 (9.8% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
44GF Score

Get the complete analysis for ASX:HGH

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.01
Price
A$0.92
GF Value