Heartland Group Holdings (ASX:HGH) Tax Rate %: 28.23% (As of Dec. 2025)

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ASX:HGH Heartland Group Holdings Ltd ASX:HGH
44 GF Score
Price A$1.04
GF Value A$0.92
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Heartland Group Holdings Tax Rate %?

Heartland Group Holdings ASX:HGH +0.24% 44 Tax Rate % is 28.23% as of Dec. 2025. GuruFocus rates ASX:HGH with a GF Score™ of 44/100 and a GF Value™ of A$0.92 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Heartland Group Holdings's Tax Expense for the six months ended in Dec. 2025 was A$17.0 Mil. Heartland Group Holdings's Pre-Tax Income for the six months ended in Dec. 2025 was A$60.4 Mil. Therefore, Heartland Group Holdings's Tax Rate % for the quarter that ended in Dec. 2025 was 28.23%.

Heartland Group Holdings Tax Rate % Related Terms

Heartland Group Holdings Tax Rate % Historical Data

* Premium members only.

The historical data trend for Heartland Group Holdings's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heartland Group Holdings Tax Rate % Chart

Heartland Group Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.59 30.59 28.45 28.69 32.15

Heartland Group Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.48 28.90 32.38 32.13 28.23
ASX:HGH
44GF Score
Heartland Group Holdings Ltd ASX:HGH
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Heartland Group Holdings Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Heartland Group Holdings's Tax Rate % for the fiscal year that ended in Jun. 2025 is calculated as

Tax Rate %=Tax Expense (A: Jun. 2025 )/Pre-Tax Income (A: Jun. 2025 )
=17.049/53.028
=32.15 %

Heartland Group Holdings's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=17.042/60.362
=28.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 28.23% mean?
Heartland Group Holdings (ASX:HGH) has a Tax Rate % of 28.23% as of Dec. 2025.
Is Heartland Group Holdings' Tax Rate % too high?
Heartland Group Holdings' current Tax Rate % is 28.23%. Overall, Heartland Group Holdings has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' Tax Rate % compare to PNC and USB?
Heartland Group Holdings' Tax Rate % of 28.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Heartland Group Holdings's current Tax Rate % is 28.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (ASX:HGH) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.92, compared to a current price of A$1.04 — trading 13.3% above its estimated fair value. The current Tax Rate % is 28.23%. Heartland Group Holdings' overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Heartland Group Holdings (ASX:HGH), the current Tax Rate % is 28.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$1.04 is trading 13.3% above its estimated GF Value™ of A$0.92. GuruFocus considers Heartland Group Holdings to be Modestly Overvalued.

Key valuation signals for ASX:HGH:

  • Tax Rate %: 28.23%
  • GF Value™: A$0.92 vs. price of A$1.04 (13.3% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
44GF Score

Get the complete analysis for ASX:HGH

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.04
Price
A$0.92
GF Value