Heartland Group Holdings (ASX:HGH) OCF Yield %: 61.15 (As of Jul. 01, 2026)


ASX:HGH Heartland Group Holdings Ltd ASX:HGH
49 GF Score
Price A$0.99
GF Value A$0.91
Valuation Fairly Valued
! 6 Warning Signs
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What is Heartland Group Holdings OCF Yield %?

Heartland Group Holdings ASX:HGH 49 OCF Yield % is 61.15 as of Jul. 01, 2026. GuruFocus rates ASX:HGH with a GF Score™ of 49/100 and a GF Value™ of A$0.91 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Heartland Group Holdings ranks better than 89.21% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Heartland Group Holdings's Trailing 12-Month Cash Flow from Operations is A$685.9 Mil, and Market Cap is A$1,024.6 Mil. Therefore, Heartland Group Holdings's OCF Yield % for today is 61.15%.

The historical rank and industry rank for Heartland Group Holdings's OCF Yield % or its related term are showing as below:

ASX:HGH' s OCF Yield % Range Over the Past 10 Years
Min: -31.11   Med: -1.33   Max: 167.98
Current: 61.15


During the past 13 years, the highest OCF Yield % of Heartland Group Holdings was 167.98%. The lowest was -31.11%. And the median was -1.33%.

ASX:HGH's OCF Yield % is ranked better than
89.21% of 1502 companies
in the Banks industry
Industry Median: 9.32 vs ASX:HGH: 61.15

Heartland Group Holdings's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Heartland Group Holdings OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Heartland Group Holdings OCF Yield % Related Terms


Heartland Group Holdings OCF Yield % Historical Data

* Premium members only.

The historical data trend for Heartland Group Holdings's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heartland Group Holdings OCF Yield % Chart

Heartland Group Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.14 -24.40 3.63 102.48 89.10

Heartland Group Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.64 206.90 50.88 116.99 52.06

ASX:HGH vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Heartland Group Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heartland Group Holdings OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Heartland Group Holdings's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Heartland Group Holdings's OCF Yield % falls into.


ASX:HGH
49GF Score
Heartland Group Holdings Ltd ASX:HGH
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Heartland Group Holdings OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Heartland Group Holdings's OCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=624.04 / 700.3745
=89.10%

Heartland Group Holdings's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=276.242 * 2 / 1061.1678
=52.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 61.15 mean?
Heartland Group Holdings (ASX:HGH) has a OCF Yield % of 61.15 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Heartland Group Holdings and its competitors. According to the industry distribution chart, Heartland Group Holdings ranks #162 out of 1502 companies in the Banks industry, placing it in the top 10.8%.
Is Heartland Group Holdings' OCF Yield % too high?
Heartland Group Holdings' current OCF Yield % is 61.15. The Banks industry median OCF Yield % is 9.32. Heartland Group Holdings' value of 61.15 is 556.1% above this industry median. Based on the distribution chart, Heartland Group Holdings ranks #162 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Heartland Group Holdings has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Heartland Group Holdings ranks #162 out of 1502 companies for OCF Yield %. This places Heartland Group Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. Heartland Group Holdings' value of 61.15 is 556.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heartland Group Holdings's current OCF Yield % of 61.15 is 556.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Heartland Group Holdings and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heartland Group Holdings's current OCF Yield % is 61.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (ASX:HGH) is currently considered Fairly Valued. The stock's GF Value™ is A$0.91, compared to a current price of A$0.99 — trading 8.2% above its estimated fair value. The current OCF Yield % is 61.15 and 556.1% above the Banks industry median of 9.32. Heartland Group Holdings' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Heartland Group Holdings (ASX:HGH), the current OCF Yield % is 61.15 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$0.99 is trading 8.2% above its estimated GF Value™ of A$0.91. GuruFocus considers Heartland Group Holdings to be Fairly Valued.

Key valuation signals for ASX:HGH:

  • OCF Yield %: 61.15
  • GF Value™: A$0.91 vs. price of A$0.99 (8.2% above fair value)
  • GF Score™: 49/100 with 6 warning signs
  • Industry Position: 556.1% above the Banks median (#162 of 1502)

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
49GF Score

Get the complete analysis for ASX:HGH

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.99
Price
A$0.91
GF Value