Heartland Group Holdings (ASX:HGH) Total Noninterest Expense: A$174.6 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:HGH Heartland Group Holdings Ltd ASX:HGH
42 GF Score
Price A$1.01
GF Value A$0.92
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Heartland Group Holdings Total Noninterest Expense?

Heartland Group Holdings ASX:HGH +0.75% 42 Total Noninterest Expense is A$174.6 Mil as of Dec. 2025. GuruFocus rates ASX:HGH with a GF Score™ of 42/100 and a GF Value™ of A$0.92 (Fairly Valued). The stock has 6 warning signs investors should review.

Heartland Group Holdings's Total Noninterest Expense for the six months ended in Dec. 2025 was A$82.0 Mil. Heartland Group Holdings's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$174.6 Mil.

Heartland Group Holdings Total Noninterest Expense Related Terms

Heartland Group Holdings Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Heartland Group Holdings's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heartland Group Holdings Total Noninterest Expense Chart

Heartland Group Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 112.31 108.61 120.58 132.90 182.47

Heartland Group Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.85 71.40 87.97 92.61 82.00
ASX:HGH
42GF Score
Heartland Group Holdings Ltd ASX:HGH
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Heartland Group Holdings Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$174.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of A$174.6 Mil mean?
Heartland Group Holdings (ASX:HGH) has a Total Noninterest Expense of A$174.6 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Heartland Group Holdings and its competitors.
Is Heartland Group Holdings' Total Noninterest Expense too high?
Heartland Group Holdings' current Total Noninterest Expense is A$174.6 Mil. Overall, Heartland Group Holdings has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' Total Noninterest Expense compare to PNC and USB?
Heartland Group Holdings' Total Noninterest Expense of A$174.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Heartland Group Holdings and its competitors. Heartland Group Holdings's current Total Noninterest Expense is A$174.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (ASX:HGH) is currently considered Fairly Valued. The stock's GF Value™ is A$0.92, compared to a current price of A$1.01 — trading 9.2% above its estimated fair value. The current Total Noninterest Expense is A$174.6 Mil. Heartland Group Holdings' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Heartland Group Holdings (ASX:HGH), the current Total Noninterest Expense is A$174.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (ASX:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of A$1.01 is trading 9.2% above its estimated GF Value™ of A$0.92. GuruFocus considers Heartland Group Holdings to be Fairly Valued.

Key valuation signals for ASX:HGH:

  • Total Noninterest Expense: A$174.6 Mil
  • GF Value™: A$0.92 vs. price of A$1.01 (9.2% above fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the ASX:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heartland Group Holdings Business Description

Other Exchanges HGH:New Zealand73X:Germany
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
42GF Score

Get the complete analysis for ASX:HGH

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.01
Price
A$0.92
GF Value