Banestes Banco Estado Espirito (BSP:BEES4) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)


BSP:BEES4 Banestes SA Banco Estado Espirito BSP:BEES4
60 GF Score
Price R$8.68
GF Value R$7.97
Valuation Fairly Valued
! 7 Warning Signs
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What is Banestes Banco Estado Espirito LT-Debt-to-Total-Asset?

Banestes Banco Estado Espirito BSP:BEES4 -1.70% 60 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates BSP:BEES4 with a GF Score™ of 60/100 and a GF Value™ of R$7.97 (Fairly Valued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banestes Banco Estado Espirito's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Banestes Banco Estado Espirito's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.04). It may suggest that Banestes Banco Estado Espirito is progressively becoming more dependent on debt to grow their business.

Banestes Banco Estado Espirito  (BSP:BEES4) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banestes Banco Estado Espirito LT-Debt-to-Total-Asset Related Terms

Banestes Banco Estado Espirito LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banestes Banco Estado Espirito's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banestes Banco Estado Espirito LT-Debt-to-Total-Asset Chart

Banestes Banco Estado Espirito Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.34 0.02 0.03 0.04

Banestes Banco Estado Espirito Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.03 0.04 0.04
BSP:BEES4
60GF Score
Banestes SA Banco Estado Espirito BSP:BEES4
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banestes Banco Estado Espirito LT-Debt-to-Total-Asset Calculation

Banestes Banco Estado Espirito's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1387.519/39684.811
=0.03

Banestes Banco Estado Espirito's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1541.008/39929.821
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.04 mean?
Banestes Banco Estado Espirito (BSP:BEES4) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banestes Banco Estado Espirito and its competitors.
Is Banestes Banco Estado Espirito's LT-Debt-to-Total-Asset too high?
Banestes Banco Estado Espirito's current LT-Debt-to-Total-Asset is 0.04. Overall, Banestes Banco Estado Espirito has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's LT-Debt-to-Total-Asset compare to competitors?
Banestes Banco Estado Espirito's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banestes Banco Estado Espirito and its competitors. Banestes Banco Estado Espirito's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Fairly Valued. The stock's GF Value™ is R$7.97, compared to a current price of R$8.68 — trading 8.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Banestes Banco Estado Espirito's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$8.68 is trading 8.9% above its estimated GF Value™ of R$7.97. GuruFocus considers Banestes Banco Estado Espirito to be Fairly Valued.

Key valuation signals for BSP:BEES4:

  • LT-Debt-to-Total-Asset: 0.04
  • GF Value™: R$7.97 vs. price of R$8.68 (8.9% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banestes Banco Estado Espirito Business Description

Other Exchanges BEES3:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
60GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.68
Price
R$7.97
GF Value