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Banestes Banco Estado EspiritoBSP:BEES4 +1.79%60 5-Year Yield-on-Cost % is 24.92 as of Jul. 29, 2026, which is 49% above its 10-year median of 16.76. GuruFocus rates BSP:BEES4 with a GF Score™ of 60/100 and a GF Value™ of R$7.98 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Banestes Banco Estado Espirito ranks better than 96.72% on this metric.
The historical rank and industry rank for Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:BEES4'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 7.7 Med: 16.76 Max: 30.2
Current: 24.92
During the past 13 years, Banestes Banco Estado Espirito's highest Yield on Cost was 30.20. The lowest was 7.70. And the median was 16.76.
BSP:BEES4's 5-Year Yield-on-Cost % is ranked better than 96.72% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs BSP:BEES4: 24.92
Banestes Banco Estado Espirito (BSP:BEES4) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banestes Banco Estado Espirito 5-Year Yield-on-Cost % Related Terms
Banestes Banco Estado Espirito 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Banestes Banco Estado Espirito's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banestes Banco Estado Espirito 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % falls into.
Banestes Banco Estado Espirito 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banestes Banco Estado Espirito (BSP:BEES4) has a 5-Year Yield-on-Cost % of 24.92 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banestes Banco Estado Espirito and its competitors. This is 49% above median its historical median of 16.76. Over the past decade, Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % has ranged from 7.70 to 30.20. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #41 out of 1251 companies in the Banks industry, placing it in the top 3.3%.
Is Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % too high?
Banestes Banco Estado Espirito's current 5-Year Yield-on-Cost % of 24.92 is 49% above median its 10-year median of 16.76. Over the past 10 years, this metric has ranged from a low of 7.70 to a high of 30.20. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Banestes Banco Estado Espirito's value of 24.92 is 549% above this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #41 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banestes Banco Estado Espirito has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #41 out of 1251 companies for 5-Year Yield-on-Cost %. This places Banestes Banco Estado Espirito in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Banestes Banco Estado Espirito's value of 24.92 is 549% above this benchmark. Historically, Banestes Banco Estado Espirito's own 5-Year Yield-on-Cost % has ranged from 7.70 to 30.20 over the past decade. While the company's 10-year median is 16.76 vs. the industry median of 3.84, Banestes Banco Estado Espirito has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current 5-Year Yield-on-Cost % of 24.92 is 549% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current 5-Year Yield-on-Cost % is 24.92, which is 49% above median its own 10-year median of 16.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.98, compared to a current price of R$9.10 — trading 14% above its estimated fair value. The current 5-Year Yield-on-Cost % is 24.92, which is 49% above median its 10-year median of 16.76 and 549% above the Banks industry median of 3.84. Banestes Banco Estado Espirito's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current 5-Year Yield-on-Cost % is 24.92 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued.
The current stock price of R$9.10 is trading 14% above its estimated GF Value™ of R$7.98.
GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.
Key valuation signals for BSP:BEES4:
5-Year Yield-on-Cost %: 24.92 (49% above median its 10-year median of 16.76)
GF Value™: R$7.98 vs. price of R$9.10 (14% above fair value)
Industry Position: 549% above the Banks median (#41 of 1251)
No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banestes Banco Estado Espirito Business Description
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
60GF Score
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