Banestes Banco Estado Espirito (BSP:BEES4) ROE % Adjusted to Book Value: 12.73% (As of Mar. 2026)


BSP:BEES4 Banestes SA Banco Estado Espirito BSP:BEES4
59 GF Score
Price R$9.00
GF Value R$7.98
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banestes Banco Estado Espirito ROE % Adjusted to Book Value?

Banestes Banco Estado Espirito BSP:BEES4 -0.99% 59 ROE % Adjusted to Book Value is 12.73% as of Mar. 2026. GuruFocus rates BSP:BEES4 with a GF Score™ of 59/100 and a GF Value™ of R$7.98 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Banestes Banco Estado Espirito's ROE % for the quarter that ended in Mar. 2026 was 16.04%. Banestes Banco Estado Espirito's PB Ratio for the quarter that ended in Mar. 2026 was 1.26. Banestes Banco Estado Espirito's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.73%.


Banestes Banco Estado Espirito ROE % Adjusted to Book Value Related Terms


Banestes Banco Estado Espirito ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Banestes Banco Estado Espirito's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banestes Banco Estado Espirito ROE % Adjusted to Book Value Chart

Banestes Banco Estado Espirito Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.49 16.65 10.39 16.24 12.26

Banestes Banco Estado Espirito Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.66 1.08 15.19 16.16 12.73

Banestes Banco Estado Espirito ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Banestes Banco Estado Espirito's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banestes Banco Estado Espirito ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banestes Banco Estado Espirito's ROE % Adjusted to Book Value falls into.


BSP:BEES4
59GF Score
Banestes SA Banco Estado Espirito BSP:BEES4
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banestes Banco Estado Espirito ROE % Adjusted to Book Value Calculation

Banestes Banco Estado Espirito's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.35% / 1.17
=12.26%

Banestes Banco Estado Espirito's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.04% / 1.26
=12.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.73% mean?
Banestes Banco Estado Espirito (BSP:BEES4) has a ROE % Adjusted to Book Value of 12.73% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banestes Banco Estado Espirito and its competitors.
Is Banestes Banco Estado Espirito's ROE % Adjusted to Book Value too high?
Banestes Banco Estado Espirito's current ROE % Adjusted to Book Value is 12.73%. Overall, Banestes Banco Estado Espirito has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's ROE % Adjusted to Book Value compare to competitors?
Banestes Banco Estado Espirito's ROE % Adjusted to Book Value of 12.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banestes Banco Estado Espirito and its competitors. Banestes Banco Estado Espirito's current ROE % Adjusted to Book Value is 12.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.98, compared to a current price of R$9.00 — trading 12.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 12.73%. Banestes Banco Estado Espirito's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current ROE % Adjusted to Book Value is 12.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$9.00 is trading 12.8% above its estimated GF Value™ of R$7.98. GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.

Key valuation signals for BSP:BEES4:

  • ROE % Adjusted to Book Value: 12.73%
  • GF Value™: R$7.98 vs. price of R$9.00 (12.8% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banestes Banco Estado Espirito Business Description

Other Exchanges BEES3:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
59GF Score

Get the complete analysis for BSP:BEES4

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.00
Price
R$7.98
GF Value