The historical rank and industry rank for Banestes Banco Estado Espirito's Net Margin % or its related term are showing as below:
BSP:BEES4'
s Net Margin % Range Over the Past 10 Years
Min: 11.92 Med: 16.73 Max: 24.43
Current: 19.6
BSP:BEES4's Net Margin % is ranked worse than 71.64% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BSP:BEES4: 19.60
Banestes Banco Estado Espirito (BSP:BEES4) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banestes Banco Estado Espirito Net Margin % Related Terms
Banestes Banco Estado Espirito Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Banestes Banco Estado Espirito's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banestes Banco Estado Espirito Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banestes Banco Estado Espirito's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito (BSP:BEES4) has a Net Margin % of 19.04% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banestes Banco Estado Espirito and its competitors. This is 14% above median its historical median of 16.73. Over the past decade, Banestes Banco Estado Espirito's Net Margin % has ranged from 11.92 to 24.43. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #1094 out of 1527 companies in the Banks industry, placing it in the top 71.6%.
Is Banestes Banco Estado Espirito's Net Margin % too high?
Banestes Banco Estado Espirito's current Net Margin % of 19.04% is 14% above median its 10-year median of 16.73. Over the past 10 years, this metric has ranged from a low of 11.92 to a high of 24.43. The Banks industry median Net Margin % is 26.95. Banestes Banco Estado Espirito's value of 19.04% is 29.4% below this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #1094 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Banestes Banco Estado Espirito has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #1094 out of 1527 companies for Net Margin %. This places Banestes Banco Estado Espirito in the lower half of its industry. The industry median Net Margin % is 26.95. Banestes Banco Estado Espirito's value of 19.04% is 29.4% below this benchmark. Historically, Banestes Banco Estado Espirito's own Net Margin % has ranged from 11.92 to 24.43 over the past decade. While the company's 10-year median is 16.73 vs. the industry median of 26.95, Banestes Banco Estado Espirito has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current Net Margin % of 19.04% is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current Net Margin % is 19.04%, which is 14% above median its own 10-year median of 16.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Fairly Valued. The stock's GF Value™ is R$7.97, compared to a current price of R$8.67 — trading 8.8% above its estimated fair value. The current Net Margin % is 19.04%, which is 14% above median its 10-year median of 16.73 and 29.4% below the Banks industry median of 26.95. Banestes Banco Estado Espirito's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current Net Margin % is 19.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued.
The current stock price of R$8.67 is trading 8.8% above its estimated GF Value™ of R$7.97.
GuruFocus considers Banestes Banco Estado Espirito to be Fairly Valued.
Key valuation signals for BSP:BEES4:
Net Margin %: 19.04% (14% above median its 10-year median of 16.73)
GF Value™: R$7.97 vs. price of R$8.67 (8.8% above fair value)
Industry Position: 29.4% below the Banks median (#1094 of 1527)
No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banestes Banco Estado Espirito Business Description
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
60GF Score
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